How to Get Insurance Coverage

by peterdav » Tue Oct 01, 2013 08:35 am

Having a smartphone is everyone’s dream. It opens new doors of entertainment and communication in today’s global world. Every smartphone has amazing and delicate features such as expensive camera and super sensitive touch screen that demand extra care. Being the owner of better technology phone, there is more threat of being a victim of theft. The best way to keep your phone secured along with other security measures is getting your phone insured against the damages.

There are a number of companies, which provide insurance cover to your phone against minimal charges and also cover the variety of damages that can happen to your phone. It facilitates you with a peace of mind state that makes you working more energetic. You may get insurance cover from £1.49 per month to a limit that you can afford. However, all insurance companies can provide you cover against followings:

1. Theft
Increased ratio of street crimes has greatly enlarged the danger of smartphone theft. If someone suffers from such bad incident, it not only demands heavy expense for replacement but also impose discontinuity in communication. Insurance makes it easy and fast to have a replacement of your expensive phone device and keeps you in touch with your contacts without any gap.

2. Accidental Damage
No doubt, we love and care about our phones but sometimes damage such as unconsciously dropped, left somewhere, or anything else may happen accidentally without our intention. Insurance cover from £1.49 per month provides you the facility to get it repaired or replaced faster and helps you to bear the cost of damage.

3. Unauthorized calls
A vibrant and attractive insurance offers cover in case of unauthorized calls. Company provides you a cover against such calls as insured phone’s unauthorized calls will be paid by insurance company. This brings a satisfaction about your billing in case you lost your phone anywhere.

4. Breakage
Breakage of your sophisticated phone is really a matter of great pain although mobile companies provide warranty for such situations but when it happens after expiry of warranty it becomes more problematic. This is the time for the intrusion of your insurer; as he can make it available for you without any tension.

5. Cracked screen
Though working of phone is not affected by these cracks but they ruin its beauty. Your insurer assists you in repairing of such damages to retain the beauty of your device.

6. Liquid damage
Some of us take our phones for a swimming accidentally in a puddle or washed it with clothes. However, with mobile phone insurance, you can feel free as insurance company will bear the repair charges and if repair is impossible, then it will furnish you with a new one.

7. Malicious damage
The latest technology of smartphones made it possible to be connected to our desired networks via internet. It introduces the malicious codes or viruses into them that can damage software or hardware of the phone. The heavy cost of such repairs is really a matter of tension as frequent attacks of such malicious will damage the gadget and thus, will disturb your budget incredibly. Insurance cover offers you enormous economical ease for his.

8. International cover
Your insurance service provider is beside you for assisting you in crisis if you are out of your city or country. It bears all your worries and enables you to work smoothly without taking any pain. Hence, the only task you have to perform is to make a call to your insurance agent.

9. Optional Loss Cover
No one can assume all the ways that can harm your mobile device, so there is a possibility that the situation you often face is not listed in company services. No worries, Mobile phone insurance is also available for your optional choices, as if it is not listed in services of company even then you may request it for some extra charges. Even if it a little bit costly than insurance cover from £1.49 per month but endows you with great ease and peace of mind.

Mobile phones especially smartphones are expensive, thus, it is intelligent decision to get it insured against any damage as this damage may overburden your pocket. A variety of insurance providers is working in market so when you have to decide getting your phone insured, you can choose the most suitable one, which can serve you best and have goodwill in market. The best way for good selection is running a comparison for contemporary insurance companies for their services along with the cost they charge. Your sensible assortment will serve you the best for a long run.

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