Stolen Vehicle

by Guest » Wed Sep 03, 2008 01:11 am
Guest

If my vehicle is stolen and I file a theft report advising of such and notify my insurance company that my car was stolen --- am I liable if the suspect(s) cause damage to a third party while in possession of my stolen vehilce? Is there case law for California regarding no liability?

Total Comments: 24

Posted: Wed Sep 03, 2008 02:52 am Post Subject:

You would not be liable as the person did not have a reasonable belief that you allowed him/her to use the vehicle and you had no control over the operation of the vehicle.

Posted: Wed Sep 03, 2008 03:19 am Post Subject:

No you will not be responsible for the damages caused to the other party because the vehicle was stolen from you.

The damages were caused by the 'non-permissive driver', which is not covered in your auto policy. The other driver is required to file the claim with his insurer under the uninsured motorist coverage.

Hope the information helps.

~Jeremy

Posted: Wed Sep 03, 2008 03:38 am Post Subject:

Most likely the insurer will decline the claims against your policy. I agree with Jeremy, it'll be considered as the non-permissive use of the vehicle. I'm sure that California has no different law regarding this issue.

Inform your insurer and also get hold of the police report. It'll act as the supporting document for you.

Have you been contacted by the other driver regarding the damages caused to his vehicle?

Posted: Wed Sep 03, 2008 04:12 am Post Subject:

Hi all...there are certain things that you'd need to remember regarding auto theft-

* Look for legal counseling
* You'd need to know about the differences between auto theft rules & the federal laws
* Learn more about the differences between the thefts of different magnitudes
Regards, ArindamSenIndies

Posted: Wed Sep 03, 2008 04:18 am Post Subject:

Hi there,

It is also important to know the following:
* Know the dealings with the repeating offenders
* Learn more about the theft penalties as per the California penal code.
* Get in touch with the National Centre for the victims of crime to know more about the assistance offered to such victims. Fatman

Posted: Wed Sep 03, 2008 09:57 am Post Subject:

In a 'true' theft you will not be held liable for what the theif does with your vehicle. period.

Posted: Tue Sep 23, 2008 10:02 pm Post Subject:

i dont think you will be responsible. the same thing happeend to a friend and they just added the charges to the person who stoled and caused the damages.

good luck.

auto insurance

Posted: Tue Sep 23, 2008 11:57 pm Post Subject:

Ditto. Ditto. Ditto. If you did not give permission for him to take your car, then you are free and clear.

Since the car was stolen, you obviously didn't give him permission.

Posted: Sun Oct 05, 2008 05:07 am Post Subject:

there is no fault on your side.car was stolen from you.you are not responsible for the damage occured to third parties
addcentra.blogspot.com

Posted: Mon Oct 06, 2008 04:48 pm Post Subject:

My sister in law had her vehicle stolen and they took it four wheeling. There was quite a bit of damage done to the vehicle and the ins. company refused to pay....wanna know why???? They admitted to leaving the keys in the console...homeowners wouldn't cover it either.

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