I am Collecting unemployment in the state of OR. due to bein

Submitted by judy_koch on Mon, 04/13/2009 - 17:34

I am collecting unemployment benefits in oregon due to lay off. I now need surgery on my back. Can I still claim unemployment ? or can I change to a disability claim?

Posted: 14 Apr 2009 01:19 Post Subject:

Hi Judy,

I'm in Oregon, too.

What entity are you contemplating filing a disability claim with? That will help me clarify any answer I can give you.

InsTeacher 8)

Posted: 14 Apr 2009 05:19 Post Subject: well

If you need some recovery time after your surgery, you should be elegible for short term disability, Disability will not stop your unemployment benefits.

Posted: 14 Apr 2009 09:57 Post Subject:

Hey, can one collect both disability and unemployment at the same time? Justin, can you clarify it for me? Is it allowed in every state? All I know is that qualifying for one disqualifies you for the other benefits automatically. A private disability policy might not interfere with the unemployment benefits, but IMO the state benefits definitely would...am I wrong in what I know?

Posted: 14 Apr 2009 11:15 Post Subject:

OK...in just about every situation, in order to collect disability insurance you must have suffered a loss of earned income! Since the OP is unemployed, there is no loss of earned income.

Where is everybody getting the information that simply because you are disabled you are going to get free money from the state? There are no "state disability" funds except in the states of California, Hawaii, New York, New Jersey, Rhode Island and Puerto Rico, and these are for short-term DI only. Where is this coming from? The qualifiers to get the state STD coverage is onerous, and assumes that you have been working just prior to the disability. I didn't get that notion from the OP.

There is, of course, Social Security Disability Income, but good luck on that one!

InsTeacher 8)

Posted: 15 Apr 2009 10:28 Post Subject:

Hi Teacher, what are the different sources to offer disability benefits to a laid-off employee? I used to think that one may either has to seek benefits from the state fund or if he has a private disability policy can receive compensation from it. It'd be a great help if you can impart this knowledge to the community.

Posted: 16 Apr 2009 11:01 Post Subject:

"State Disability" funds are not commonly found. Only 4 states + Puerto Rico have any semblance of STD for disabled employees as previously mentioned, and each of them require that a person meet certain metrics in order to qualify.

Your individual DI policy will NOT PAY YOU if you have NOT SUFFERED A LOSS OF EARNED INCOME! In other words, if you're unemployed when your disability occurs, you are not suffering a loss of that earned income as you HAVE NO INCOME IF UNEMPLOYED.

DI policies are there to cover you for a loss of earned income if you are UNABLE TO WORK AT YOUR JOB due to a covered disability. There are many different variations and definitions on disability income policies, but the commonality is the loss of earned income.

Does this help?

InsTeacher 8)

Posted: 17 Apr 2009 08:54 Post Subject:

So, if someone gets disabled when receiving unemployment he'd not qualify for the disability benefits since there is no income loss to document, but he would keep receiving his unemployment benefits even then, right?

Posted: 13 May 2009 09:09 Post Subject: unemployed with disability income policy

I have had a disability income for over 25 years. I am not working. If I becamd disabled would this policy pay me any income since I am unemployed and not receiving unemployment insurance?

Posted: 14 May 2009 12:33 Post Subject:

Uemployment insurance, in most states, is reserved for those that are actively looking for and able to work. Therefore, if you are unable to work and already disabled...you are not becoming unemployed and are not eligible to receive unemployment benefits.

Unemployment is designed to help pay for the bare essentials while a person gets back on their feet after being laid off, let go, or whatever. However, I see way too many cases of people that quit their job and still get awarded unemployment. Then they sit at home and collect their check with no intention of finding a job until their time is up.

Please tell me this is not the NEW american dream!

Posted: 14 May 2009 01:32 Post Subject:

Thanks you cleared that up well Chris. Lots of people think both benefits are available but with unemployment you can not be recieving disability. They are two entire different p[rograms and for two entirely different problems. If the original posters back problems can be traced back to her employment then she may be able to get workers compensation but then she could not get either of the others. Of course workers compensation pays more than the other two. It gives you80% of your wages where as unemployment gives 50%. The disability I am unsure of.

Posted: 17 May 2009 09:05 Post Subject:

Of course workers compensation pays more than the other two. It gives you80% of your wages where as unemployment gives 50%.



This also depends largely on the state you are in. For example, unemployment in South Carolina will give 2/3 of the lost income...BUT there is a catch. It's capped at about $330 a week. SO if you were making more than about $25,000 a year...you can expect to lose a lot more than 1/3 of your income. If you make $50,000 a year...you will lose about 2/3 of your income!

Which brings us back to the fact that unemployment is supposed to be a very temporary aid!

Posted: 18 May 2009 09:14 Post Subject:

However, I see way too many cases of people that quit their job and still get awarded unemployment.



Doesn't the UI benefit qualifying criteria strictly mention that one wouldn't get unemployment benefits if he has quit the job voluntarily?

Posted: 23 Sep 2009 07:10 Post Subject:

I am collecting unemployment in CA. I am still with the company but inactive due to lack of work. I will have surgery this month and I want to know if I can apply for disability instead of receiving umemployment?

Posted: 06 Nov 2009 08:47 Post Subject: unemployed but disabled

i've been collecting unemployment for over one year but am about to run dry. i am disabled and want to know if I can file for disability after being unemployed for so long or did I need to earn income in the previous months? I was on workers' comp for a year, disability a year, worked 6 months in pain, collected unemployment for 12 months and hurt too much to go back to work....where to go from here?

Posted: 07 Nov 2009 12:43 Post Subject:

i've been collecting unemployment for over one year but am about to run dry. i am disabled

If you are disabled you shouldn't have been able to collect unemployment AT ALL.. and if the state knew this they would've denied your benefit, or made you pay it back..you can't have it both ways..

want to know if I can file for disability

With who? SS?

I was on workers' comp for a year, disability a year, worked 6 months in pain, collected unemployment for 12 months and hurt too much to go back to work....where to go from here?

Good night nurse! :shock: how did you collect unemployment after working six months in pain? You'd have had to be laid off/fired, something, not just quit because you were in pain..if that were the case you should've went back on disability.

Posted: 22 Nov 2009 02:24 Post Subject: Disability and Unemployment Insurance

I have been unemployed since 2007. My job of 18 years suddenly came to a close due to "downsizing". After six months of receiving my employers severance package, I applied for Unemployment Insurance, which I have been receiving. I was granted Disability in 2009, not being able to work, nor find work. Can I still collect Unemployment Insurance? At least up to the date when I receive my first disability check?

Posted: 22 Nov 2009 03:10 Post Subject:

Can I still collect Unemployment Insurance?

No, if you are disabled you are unable to look for work, which of course is a requirement of collecting unemployment benefits,

At least up to the date when I receive my first disability check?

Perhaps, I would think more likely would be until the date you were determined to be disabled. Ask you benefits contact.

Posted: 22 Dec 2009 04:25 Post Subject: collecting unemployment

I worked in oregon for four months and was denied unemployment do to not enough hours worked, but i was injured on the job and recieved workers comp for a year. Does the workers comp income qualify me for unemployment now that i am laid off and off of workers comp?

Posted: 24 Jan 2010 01:20 Post Subject:

Does the workers comp income qualify me for unemployment now that i am laid off and off of workers comp?


I'm not sure but I doubt it, call your local unemployment office, and they will let you know. But I've got a better idea, how about looking for another job?

Posted: 03 Mar 2010 12:43 Post Subject: Benefits

Will a person be alright if he or she stop their unemployment when he or she start receiving their SSD benefits

Posted: 03 Mar 2010 12:22 Post Subject:

I wouldn't think they'd have a choice, and the unemployment would automatically stop...it stands to reason if you are disabled per the SS you cannot seek employment, therefore not qualified to receive unemployment benefits.

Posted: 14 Mar 2010 12:37 Post Subject: unemployment benefits and disability

Hi! I'm collecting UI benfits in California. I just was approved for a second extension. My doctor just put me on disabilty for 6 weeks. Does that means the UI stops for six weeks until the disabilty runs out? Does the UI pick up automatically? Who do I speak to regarding this? From previous posts I've read I can assume I cannot get disability and UI at the same time. Thanks for your help. I appreciate it!

Posted: 14 Mar 2010 01:12 Post Subject:

Who do I speak to regarding this?

I would start with my unemployment office contact.

Posted: 22 Mar 2010 12:55 Post Subject: Unemployment and Disability

Hello,
I live in Oregon. I have been receiving unemployment since 2007. I am now disabled and am in the process of having Allsup help me with my disability claim. I have not signed papers with Allsup, yet. They say claim started on the day I called, which was a week ago. What do I do next? Can I still collect unemployment while I am going through the disability process: starting claim, claim review, decision process, and acceptance (by the grace of God, it will be granted).

Posted: 26 Apr 2010 10:23 Post Subject: Becoming disabled while on unemployment

If I become disabled while collecting unemployment benefits, can I file for SSD ? I'm 61 and will need to take retirement at 62. :?: :?:

Posted: 03 May 2010 12:54 Post Subject: i f I quite while on disabilty do I loiose my disability

If I quit while on disability do i loose my benefits

Posted: 06 May 2010 03:45 Post Subject:

Hi! I'm collecting UI benfits in California. I just was approved for a second extension. My doctor just put me on disabilty for 6 weeks. Does that means the UI stops for six weeks until the disabilty runs out?



A little late on the response to this, but maybe it will help others in a similar situation.

If you are "disabled" you are not capable of working or looking for work. To qualify for Unemployment Insurance benefits you must be capable of working and looking for work.

The two are mutually exclusive. If you've been collecting unemployment, and are now suddenly disabled, you may be eligible for the state disability insurance benefit, but you are disqualified for the UI benefit, regardless. When no longer disabled, you may be able to reapply for the balance of your UI benefit.

To collect either, you must sign a statement, under penalty of perjury, that your answers to the questions about looking for work or being disabled are true and complete to the best of your knowledge. So if you lie on one or both, you are committing a felony.

Even if you could collect both, something known as "integration of benefits" prevents you from collecting more than either benefit would pay by itself. No double dipping, so to speak. Others have tried and been caught.

If fraud is involved -- as in committing perjury -- you'll soon have new employment . . . in the prison laundry or license plate shop -- with or without a disability. And your new "spouse" will be Bubba (or Bubbette).

If I become disabled while collecting unemployment benefits, can I file for SSD ? I'm 61 and will need to take retirement at 62



To qualify for Social Security Disability benefits, you must satisfy their definition of disabled, which includes the all-important words: "Unable to perform any substantial gainful activity."

If you are currently qualified for Unemployment Insurance benefits, then the state has determined you are able to perform some sort of "substantial gainful activity" and are therefore not qualified for the Social Security Disability benefit. You may qualify for one or the other, but the two are mutually exclusive.

However, if you qualify for SSD, you will be permitted to remain disabled (subject to continuing certification of your disability) up to age 65. Your disability benefit is most likely larger than your early retirement benefit at age 62 would be, so you wouldn't want to take it under the circumstances. At age 65, you cannot be disabled under Social Security rules, even if your full retirement age is 66, and your disability benefit will automatically convert to the retirement benefit you are eligible to receive at age 65, which will be a couple of percentage points lower than your age 66 full retirement benefit. Just one of the quirks in the system that Congress never fixed.

If I quit while on disability do i lose my benefits



Are you asking about losing group insurance benefits? If the answer is, "Yes" . . . then the answer is, "Yes!" You could be eligible for an extension of health insurance benefits for up to 18 months under the provisions of COBRA, but you pay the full cost of the insurance (less any premium credits your employer would be entitled to receive under current federal law) with your own money. For many folks, the premium amount is cost-prohibitive.

Posted: 24 May 2010 10:57 Post Subject: unemployment

I drew unemployment from the state of NY but live in another state.. in January 2010 i was told it was up to me but that back surgery was necessary..i figured as long as no one is hiring this would be a good time to get it done..with 3 months recovery time...i gave up the unemployment to get this done..i am now doing fine and ready to start looking again..can i get the unemployment back from NY if no one is hiring??

Posted: 26 May 2010 04:44 Post Subject:

If you are not living in NY, you are probably not eligible for NY unemployment benefits.

Posted: 17 Jun 2010 12:36 Post Subject: disabilaty

I have an existing condition that I dealt with while working. Now that Im not working due to downsizing my condition has gotten a lot worse and I dont think I can work a normal 8 hour job or even 2 hour job at that. I think I would qualify for disability but yet I am on unemployment and on a Very fixed income. I dont care if I cant be on both, I just need help because I have no insurance and my condition continues to worsen.

Posted: 17 Jun 2010 12:39 Post Subject:

Do you have a specific question that we can try to answer for you?

Posted: 22 Jun 2010 11:37 Post Subject: disability

Should I try to get on diability for my fibromyalgia, seizure disordure, and anxiety? How do I get good quality help for my conditions if I have no insurance and now no doctor because of lack of payment?and I have to get help I have a 4 year old and with my fiance working for us im the cargiver of her. but im always sick.
from Oregon

Posted: 23 Jun 2010 01:13 Post Subject:

You may be eligible for unemployment insurance benefits. That may also help to qualify you for benefits for Medicaid -- the federal-state partnership to provide medical care for persons who are "medically-indigent".

You should contact the Oregon Employment Dept about unemployment benefits. http://www.employment.oregon.gov/EMPLOY/UI/index.shtml

As for information about Medicaid in Oregon, visit http://www.oregon.gov/DHS/healthplan/app_benefits/main.shtml

Posted: 14 Feb 2011 07:44 Post Subject: reapply for unemplyment

in august 2008 I went on medical leave to have foot surgery was scheduled to go back to work in november, will I got an infection in my foot doctor wanted me to take another month of medical leave my company would not extend my leave another month they said they could not hold my position applied for unemployment was eiglible started receiving my benefits. company appealed my benefits went to the hearing won my case but company rep at the heraring said I was eigible for long term disabilty for 24 months I am now no longer on long term disability my question since i am able to work and looking for work can I reappy for my unemployment .

Posted: 18 Feb 2011 09:17 Post Subject: SS Disability/Unemployment Oregon

I was laid off from a job where I was given "accommodations" for a disability that I had. I was on unemployment for about a year but looking for work in my specialized field. Friends told me that I should apply for SS Disability which I did. As soon as I applied, I no longer filed for unemployment. This left me without any income for the past six months. I was just awarded SS Disability, and was given a disability award all the way back to the time I was laid off! What do I do? Am I required to pay unemployment or SS Disability back? Confused. . . I don't want to look like I am being dishonest and had no intention of claiming both.

Posted: 21 Feb 2011 02:38 Post Subject: Disability and unemploymentt

I became unemployed on July 2, 2008, I was looking for a job and even had aninterview on May 22, 2009. On may 23, 2009, I was in a car accident, a motorcyle going 100 mph hit my car while I was entering my complex where i live. The Motor cycler died, and I have never been the same. I stll collected unemployment, until I thought my unemployment case was over with in thirty days. I had already told my lawyer my lawyer all of this.
My unemployment still continues, and i applied for diability in May 2010. My case is one its 2nd step to get me approved I go to there doctor next week. I can not live with out the unemployment so I continue,collecting. What is going to happen to me if I get approved for disibility. My unemployment case is in NY, and I moved to AZ of 09 I filed my dds case in AZ, I was told that it was ok to apply, but I would not get any back pay because I will have to pay back unemployment, so they keep all the back pay, and when I get approved for SSD, I would only get (or start ) my DDS monthly checks.
Am I in trouble? I waited to apply a yr for DSS, not knowing NYS unemployment was going to open an old case I am entilted to. Please help me.( can not go out much and have not driven a car since. I talk to a doctor weekly, but I still get up set and cry all the time. I have been treated for bipolar-stress disorder over ten yrs. I worked, but after the car accident i have PTSD. I have neen on meds for over tens. During all this time now I have systoms of RSD, this was told to me by my doctor.
Again please Help I would not have applied for dds untill my unemployment is over. I have been looking for jobs all along this time, but since the accient I have been looking for Jobs I could do at home, because of my phobias. :(

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