critical illness insurance policy feedback

by Guest » Fri Mar 09, 2007 05:43 am

I have six person in my family and only from my salary my home is running. I am thinking to buy a critical illness insurance policy. Is this a right decision to buy a critical illness policy or any thing else please suggest

Total Comments: 4

Posted: Mon Mar 12, 2007 03:39 am Post Subject:

You are on the right tract my friend. Your family is dependent on your income. It is just right to get insured. If you are planning to buy a critical illness policy that is a good one... But you can also consider buying a life insurance policy depending on your capacity to earn. I don't know much about critical illness policy because it is not offered in our country. But i believe it can only be used to cover you during critical illness will come. But in case of death on accidents, i don't think that the insured is covered. We should be ready for all uncertainties. You are the breadwinner in your family so a life insurance is a good thing to start... But before doing so, you can first qualify your income capacity so that you can decide on which plan do you prefer to get first.

Posted: Mon Mar 12, 2007 03:52 am Post Subject:

Thanks a lot joven222. I will surely buy a Life Insurance for me.
Thanks again

Posted: Mon Mar 12, 2007 05:29 am Post Subject: ensure your basic needs first!

Hi Rodrick!
You might think of any disability or critical illness policy, only once you have met these basic requirements eg life & health policies. Once you look for a critical insurance policy, you'd often be misguided to buy a disability policy first. But Believe me, now-a-days critical insurance policies are more directed to your wellbeing than the disability policies.
Thanks, ArindamSenIndies.

Posted: Thu Mar 15, 2007 02:23 am Post Subject:

I concur!!! Basics are very important...and you should get something...especially if you are the one bringing in the income...You should protect yourself and your family. Find a good agent..someone you feel comforable with and someone you think you can trust...they will help you and there are good people out there.

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