How can I become an insurance agent?

Submitted by Anonymous (not verified) on Wed, 03/28/2007 - 05:34

Hi, I came across this interactive forum a few days back but some how forgot the website and was cursing my luck until I got it back.

I wanted to ask some questions to the Insurance agents here who seem to be an experienced lot.

I would like to know, what are the steps to become insurance agent ?

What are the qualities and requirements one needs to possess in order to be eligible to become an agent?

Looking forward to your guidance.


Posted: 30 Mar 2007 04:39 Post Subject:

Good question! First you really need to decide what kind of iinsurance you would like to deal with. Life, Health, Auto, Home, Business etc. Once you know which line or lines you want to work with you can then get a better idea of the requirements that you will need. Tell me what state you live in and I can get you some more information.

In my state you are required to take 24 hours of class and then pass a state exam. You then need to find a company that will hire you and will back you parsay.

Or you can look for a company to work for that offers training and guidance through the process. I would recommend that. However you can do it on your own as well.

Tell me a little more as to what you are looking to do. Are you looking to sell insurance, service it, work in claims..then I can give you some more deatils and some companies to look into.

Posted: 30 Jun 2007 01:02 Post Subject:

I think it's easy. Only if you can sell air - it's insurance contracts - you should just send you resume and reffenrences from previous job to several insurance companies and they will admit you =)

Posted: 09 Jul 2007 04:07 Post Subject:

Nique had the right steps.

Are you going for your Life and/or health or P&C?

Are you wanting to be captive or independent?
What products do you want to offer?

Posted: 09 Jul 2007 09:26 Post Subject: Get to the IRDA

Hi...the criteria to be an insurance agent necessitates you to pass the tests organized by the Insurance Regulatory and Development Authority (IRDA). As per the guidelines set by this authority a prospective agent has to go through the training before siting for the qualifying test. Once you possess the certificate, only then would you be able to fulfill the terms of becoming a consultant or agent. Thanks for visiting the forums. We would be looking forward to more queries or discussions from your side. Regards, Fatman

Posted: 04 Sep 2007 10:00 Post Subject:

Hi jacqueline burton,
Your post has been shifted here >>

Posted: 03 Jul 2008 07:54 Post Subject: OWN MY OWN AGENCY

Can someone share with me what I can expect in terms of expense and income I can generate if I decide to go with a company such as State Farm or Allstate and open my own agency? Is is better to become an independent agent vs. going with one of the large agencies? Your help is so appreciated.

Posted: 17 Jul 2008 07:32 Post Subject:

Well, becoming an insurance agent is not that dificult for someone....

There are loads and loads of comapnies looking for insurance agents..They want more and more people who can get them more revnues..So getting a job as an insurance agent should not be that trouble some....
For a good insurance agent, you should be patient, hardworking and the most important thing is that the communication skills should be top class...
You can't even think of surviving in the field of insurance and marketing if you can't take talk with people comfortably.....
To convert your prospects into your customers, talk with them and provide them every piece of information of your company to them....All the schemes and policies of the firm you are working for should be at your finger tips...

If you want some more assistance, please tell me your location and I will try to help yo as much as I can

Posted: 18 Jul 2008 04:45 Post Subject:

Becoming a life insurance agent is not an easy task at first. There are so many adjustments that you need. Adjustment in dealing with people, in managing your time and how to motivate your self to become more effective. But in the process of learning these thing, you will eventually gain more knowledge about insurance selling. They are right then they say that you need to be hardworking, patient and have a good communication skill. I will add up to that. You need to be persistent in everything that you do. If you have earned a good income in one client, you should be persistent enough to look for other clients. Don't wait until you have spent all your income and then you look for others. Persistence and consistency are needed in life insurance selling.

Posted: 19 Jul 2008 06:23 Post Subject:

Joven222 is right.Persistency and consistency go side by side in this job.After successfully converting one prospect into your customer, do not wait to enjoy that income and start looking for who can be your potential customer.

And remember one thing....Never try to use same approach or methodolgy for every customer. It can work for one or two but it won't pay you back for more than that. Always be in contact with you fellow agents and discussing with them various strategies they use.

Nothing is more than experience gained in this business.So learn it and apply it to enjoy you job

Posted: 19 Jul 2008 11:28 Post Subject:

Hi OTCHICK - you should interview with State Farm and All State to see what they have to say about expenses. Interview at as many places as you can think of and take your time. Recruiters will try to push you along but if you are qualified you are in the drivers seat and can start when you want. There are always lots of opportunities.

The income potential at State Farm, All State or as an independent is unlimited.

I prefer being independent but started as a captive to learn all that I can about products, the industry and insurance sales in general. THere is a lot to learn.

I hope that helps a bit

Posted: 20 Jul 2008 07:02 Post Subject:

I would like to tell you one more thing....

Avoid starting as an independent agent.If you do so, most of the people would avoid you and won't trust you that easily because they do not see a brand which they can trust and invest their money with.

So, try to start your career as an insurance agent with some established name even if your salary is low.It will give you lots of confidence and an edge to your resume..

Good Luck

Posted: 21 Jul 2008 10:37 Post Subject:

I agree, start with a established agency and learn all you can.

Posted: 11 Aug 2008 06:07 Post Subject:

Before becoming an insurance agent, you have to ask yourself if you love to meet people and talk to people. Insurance is essentially people business. Your ability to deal with people by applying EQ is a big plus.

Secondly, you may like to do a self evaluation to know if you have what it takes to become successful in sales businees. In insurance business, positive mental attitude is of paramount importance. You must be tough enough to manage rejection.

Hardworking is a must especially if you are a newcomer. You need to be willing to work longer hours. To do that, you have to be dynamic and energetic.

Of all, probably the most important factor is how you are being perceived in the eyes of your customers. If you are trustworthy and professional, you should be able to quickly build up your clientele.

Insurance is an intangible product. In the absence of visible product, you are the best product to motivate your prospect to buy from you.

Posted: 11 Sep 2008 04:35 Post Subject: criteria to be an insurance broker

Hi, I am Solida working in the Insurance Division, Ministry of Economy and Finance. I would like to know the criterias to become an insurance broker both for Life and Non-life Insurance.
I would be pleased if you could reply back to ngan_solida[at]

Email id deactivated by moderators

Posted: 29 Nov 2009 02:57 Post Subject: Incoming global

Hello, I just read the conversations above. I am an sales agent for Incoming Global which is an insurance company. If anyone is interested in becoming a sales agent for this insurance company you are more then welcome to send an email to I will provide you with many steps on how to become a successful agent for this company and many other things that you are interested on talking about. If any of you are interested about this whole thing you can be awarded with 20 % of the sales (which in terms of numbers is a big amount of money). Do not hesitate and please do contact me!

Posted: 11 Nov 2013 08:24 Post Subject: Should I become an insurance agent?

I’m going to get interviewed this thursday for a sales position. I don’t know but feel I don't want a career in insurance... sounds !@#$&* boring... dreary. In addition, I have to deal with bitches and back stabbers.. I don't relate to them in anyway..

But I’m completely broke and desperate. I’ve no money for ends meet. I’ve always wanted to set up my own business. Should I go for this? What do you think?

Posted: 11 Nov 2013 05:46 Post Subject:

But I’m completely broke and desperate. I’ve no money for ends meet. I’ve always wanted to set up my own business. Should I go for this? What do you think?

Your attitude suggests that you will likely fail miserably. Look in some other direction. The insurance/financial services industry requires people who are positive and upbeat.

If you are "completely broke" how will you pay the hundreds of dollars for prelicensing education, license exams, and licenses? Depending on the state, that could be upwards of $500-$600 just for a life/health insurance license. Double that if you also wanted to add P&C (auto/home/business).

Posted: 12 Nov 2013 05:27 Post Subject: Insurance jobs suck

Most of the sales/marketing jobs offered these days are scam. The socially !@#$% ups take the job of sales agent/ insurance agent/broker etc.. You are literally trashed in this armpit when you can’t fulfil your quota at the end of the day. Yes, few do really well in this grave industry. If I were you, I’d not choose such a job. Instead, work as a cheerleader or babysitter...

Posted: 12 Nov 2013 07:43 Post Subject: You shouldn't become an insurance agent!!!

This is PURE BS! And that’s why they want to get you interviewed.

BIG waste of time and money.. You’ll need to take a course and spend tons of money over it. Again, if you get selected, you’ll need to pay rent to set up an office. After all these bullshits you’ll find out whether you could sell or not.

And yes, life insurance is very tough to sell! You have to behave like a psycho and determined like a fanatic to sell one!!!!

A better alternative is auto insurance only if they provide you with a full-time job and a desk in their office. With auto insurance, the pressure transfers from the agents and to the driver as they legally need to get one.

Otherwise, go and work as a barback. Much better life..

Posted: 04 Dec 2013 05:29 Post Subject: Prospect Funnel

You are going to need a solid way of marketing. Leads are the life blood of an insurance business. Without it you will have problems. I suggest starting with online insurance leads. They are not the greatest but they are cheaper then sending out pointless mailers. You can do this later when you have more money to play with. Stay away from some of the big lead companies. You can try, hometownquotes as well as a few others. Good luck

Posted: 04 Dec 2013 07:10 Post Subject:

Leads are the life blood of an insurance business

LOL. Leads are mostly a waste of money.

Posted: 05 Dec 2013 04:29 Post Subject:

LOL. Leads are mostly a waste of money.

How come that if you get leads for free? Nowadays there are many groups in Facebook, Google+ and Linkedin where you can have free leads just through discussion.

Posted: 05 Dec 2013 04:46 Post Subject:

if you get leads for free

then you get what you pay for. If you pay for leads you get a receipt.

On the other hand, if you simply talk to people and learn to harvest and cultivate referrals, you will be in business for a long and beneficial time.

Posted: 10 Apr 2014 01:42 Post Subject: Recruiting new agents!

Hi, my name is Mia and I'm an independent agent at Liveops. We are currently in need of insurance agents who would like the opportunity to work at home. Rates are very good, you can even make $30/hour.
From personal experience, It's very convenient for me to be able to work at home. I am a full time student at The University of Texas at San Antonio and work part-time with Liveops. I get to stay home with my friends & family compared to when I was working as an overnight nanny for 13 hours 4-5x a week. And who doesn't like making money and not have to wake up to drive somewhere? It's phenomenal. For more information, please email me at
Thank you!

Posted: 10 Apr 2014 03:52 Post Subject:

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