What qualifications do you need to be an insurance agent?

by Quenlin » Fri Dec 14, 2007 05:44 am
Posts: 192
Joined: 13 Dec 2007

Can someone explain what the process is to become one? I'm considering taking up a career in it.

Total Comments: 26

Posted: Fri May 02, 2008 09:08 pm Post Subject:

Basically to become an agent:

First: You have to decide what lines of insurance you want to sell.

Second: you have to take state approved pre-licensing classes for the types you wish to sell.

Third: You have to pass the state exams for the lines you wish to sell.

Fourth: You have to get appointed in your state with the insurance carriers you wish to have product lines through.
This can done through a captive agency, an FMO/IMO, or sometimes directly from the insurance carrier.

That is the easy part...


Posted: Thu Jun 05, 2008 05:07 pm Post Subject:

I think beatuplunchbox have already said it all. Just follow those steps. Good luck your insurance career. Hope you can help many people for their financial needs.

Posted: Sat Jun 19, 2010 01:21 am Post Subject:

How I could report a insurance office that the agents are not license

Posted: Sun Jun 20, 2010 01:26 pm Post Subject:

contact your states dept of insurance. They all have websites.

Posted: Sat Jul 17, 2010 09:09 pm Post Subject: Can you?

Can you be an insurance agent if you have a felony?

Posted: Sun Jul 18, 2010 11:40 pm Post Subject:

you can be a geco or "flo's" dog and do the job us agents do. LOL

Posted: Thu Jul 22, 2010 04:43 pm Post Subject: Licensing

Oh yeah, You will also need fairly good credit as for all companies will do a credit check on you before appointing you to sell their products!

Posted: Wed Aug 11, 2010 06:02 am Post Subject: unsure of area to pursue

Hi all, I am considering getting my license in life , health , and variable annutiy. I have taken my certification and also worked as a temp licensed agent for lib nat. Now I am thinking of getting my agent license. The only thing is i may wish to pursue a different area such as property & casualty. My question is can I do both or would I have to choose one or the other? Also should I start where I left off w/ life ,health and annuities or should I go for the other license.? I also like the idea of auto insurance, but I wish to choose the area of less charge back until I get well versed in the industry. If anyone is available to answer my questions, I would be greatful. I am 30 looking for a career and so far I like and am good w/ Insurance issues. Still have alot to learn.
P.S. Hungary for success! :? :D

Posted: Wed Aug 11, 2010 05:37 pm Post Subject:

You can definitely do all of the above. As a matter of fact, if you dont you are missing out on a lot of opportunities.

The licensing requirements do still vary somewhat from state to state, so you should likely consult your state's Department of Insurance for the licensing requirements for P & C. But. typically the P & C license is an additional license and will not replace what you already have.

The P & C side of the business can provide a lot of stability due to the ability to build substantial renewals.

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