Home Insurance Forum

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Insurance settlement and selling my home
by Guest »
Guest

I submitted a claim for hurricane damage on my homes roof. The insurance company originally denied the claim stating it was less than my deductible which was $12,000. I could not find a roofer to repair the roof as they were stating my roof tile was discontinued. I sent a roofers report with this finding and finally settled with them for replacement.

I subsequently found another contractor that stated he could repair the roof without replacing it. I am in the process of selling my home. My questions are these.

mold damage
by Guest »
Guest

we replace our carpet and repaired wood damage and treated mold
we paid company cost + deductible
insur company sent us a check and repair company said we owe them that amount too.......and thy sent us another bill .......is this right??

cancellation due to roof
by Guest »
Guest

My homeowners insurance is up for renewell in 2 months. I got a letter from my Insurance co. saying they were not renewing because my roof is worn and needs replacement. My question is, since I am still covered by them at this time, can I not file a claim with them to get my roof fixed?

Claim for a roof hurricane damge
by Guest »
Guest

Hi

My broker told me that
In the last hurricane that was in carolina September 2018
A lot of my shingles popup
I have homeowner insurance and the house is vacant from july until today
Still didnt rent it
The question is if the insurance will cover the roof if the house is vacant ?

I asked my insurance they told me that i have just 3 monthes to report a claim is it true?

Neighbors water damage
by Guest »
Guest

I live in a row home in philly and 2 years ago our neighbors, who were a house flipping company, were adding in a third floor in their house and left the side of my house open. We had a massive rain and the water poured in through the walls causing 6k worth of damage. I went through our insurance and they have been trying to subrogate. My insurance said they closed the case because they were not able to get a response from the house flipping company or their insurance. I am furious.

Home insurance and renters insurance?
by Guest »
Guest

Hi, I purchased a home about 4 months ago. I had renters insurance for the old address that has not yet lapsed and homeowners for my home.

Last night, there was a hit and run on my primary car (street side, right in front of my house) and I do not have collision or comprehensive. I have notified both the police and my car insurance, but I’m wondering if either of those policies might offer any assistance. I’d be happy if one would cover paying for new car seats (since the warranty was voided on the ones in my car).

Thoughts?

What is Mobile Home Insurance?
by Guest »
Guest

Source: https://homemobileinsurance.com/what-is-mobile-home-insurance
Our house faces many dangers such as flood, fire, theft, earthquake. You can guarantee your home and family with insurance. What is mobile home insurance? What does mobile home insurance do? Which collaterals cover mobile home insurance? Is it compulsory to have mobile home insurance? So, you can find answers to your questions in this article.

Mortgage insurance payment after fire loss
by Guest »
Guest

Hi, I had a house fire and used the insurance companies "preferred contractor", 6 months later I had to terminate that contractor for failure breach of contract and failure to complete home in satisfactory condition. Basically, now I'm without a contractor and no contractor will touch until I reach an agreed amount with the prior contractor. I am trying to mitigate my damages by hiring my own subs and using a small GC, paying all materials, etc. Mortgage company has insurance money (over $200K), but they are asking for W9's, etc of subs.