Medicare: Benefits for senior citizens

by tcope » Tue Dec 15, 2009 05:46 pm
Posts: 6175
Joined: 22 Nov 2006

Medicare is a national health insurance program that was implemented by the US government in the year 1965 as part of the Social Security Act. Since then Medicare has been serving elder Americans, who have reached the age of 65 and have certain disabilities, in getting proper medical care that they need and deserve.

Who qualifies for Medicare?

You will qualify for Medicare under certain conditions. You must be
  • 65 years or older or
  • Under age 65 but with a specific disability or
  • Any age but with terminal-stage renal disease

Who is eligible for Medicare and how to enroll?

Medicare insurance is an entitlement program just like Social Security and anybody who meets the qualifying criteria for Medicare is eligible. The Medicare eligibility criteria are constant throughout America and coverage constant and independent of the state you get treated in.

What are the benefits of Medicare?

Medicare benefits have been divided in 4 main parts by "The Department of Health and Human Services":
  1. Medicare Part A (Hospital Insurance):
    Covers part of inpatient care in hospitals, skilled nursing facility, home health care (if you meet certain conditions) as well as hospice services. Benefit from Medicare Part A can be received beginning from the time you turn 65 if you already receive benefits from Social Security or the Railroad Retirement Board (RRB). If you are under 65 years and have some kind of disability, Part A benefits will be provided after you get disability benefits from Social Security or Railroad Retirement Board for 24 months. You will receive a Medicare card either in the mail 3 months in advance to your 65th birthday or on the 25th month of your disability.

    When should you enroll for Medicare Part A?
    Medicare Part A or Hospital Insurance can be bought during the period beginning 3 months prior to your 65th birthday and ending 3 months after your 65th birthday. You may also buy this insurance during January 1and March 31 every year. You may even opt for a special enrollment in case you are covered under the group health insurance plan of your spouse's employer or union.

  2. Medicare Part B (Medical Insurance):
    Covers services like doctor's service and outpatient care and also a part of the preventive services that helps maintain your health and check some health conditions from worsening.

    When should you enroll for Medicare Part B?
    If you already get Social Security Benefits or Railroad Retirement Board (RRB) benefits then you will automatically get Part B beginning the day you turn 65. If you are under 65 and disabled, you will be entitled to certain disability benefits from Social Security or RRB for 24 months.

  3. Medicare Part C (Medicare Advantage Plans):
    Private insurance companies approved by Medicare manage Part C. Medicare providers have combined hospital care, medical care and also sometimes prescription drug coverage in this plan. Such a plan can, however, charge different co-insurance premiums, co payments or deductibles compared to those charged by the government in Medicare parts A and B.

    Part C or which is also popularly known as the Medicare + Choice or "Medicare Advantage" plan requires that you should pay a monthly premium in addition to the fixed premium. Whenever you see a doctor you need to pay a fixed amount but for seeing a specialist you need to pay extra. This plan may be more expensive than the original Medicare plan.

  4. Medicare Part D (Prescription Drug Plan): Covers part of the cost for your prescription drugs. Individual plans vary in cost and the benefits received may also differ. Prescription Drug Plan can be added with the help of private insurance companies. However, if you have Medicare Hospital insurance and Medical Insurance, you will be automatically entitled to the Prescription Drug Plan.

    With Medicare Part D you can pay less when buying prescription drugs. Use the Medicare ID card at any drug store and if you have limited income, you may get additional assistance with the costs.

Is there a supplementary plan for Medicare?

Yes there is a Medicare supplement plan for those who feel there are significant gaps or large expenses that is associated with medical cost sharing that can later add up to a Medicare plan. Solutions to cover these gaps have been developed by the collaborative efforts of the Federal and State Governments. You can choose from different levels of coverage.

Is there an alternative to Medicare?

Yes, you can go for a Medicaid plan if you think you can't pay for Medicare right now. Medicaid is available only to families that have a low income and that are eligible for medical aid as mentioned by the federal and state laws.

Medicaid is meant to directly send money to your health care provider. You might just have to pay a co-payment or some fixed amount for any medical service that you take and this amount will depend on the state that you live in. There are certain requirements for Medicaid like:
  • Your age
  • Whether you are pregnant
  • Your income and resources (bank accounts, real property or any other item that can be sold for cash)
  • Whether you are disabled (blindness included)
  • Whether you are a US citizen or a lawfully admitted immigrant
Although the Medicare program has faced several criticisms and has faced continuous financial challenges, it has been stably helping senior citizens of America in getting the health care that they deserve. So before you turn 65, think about Medicare. Do your research properly to avoid Medicare fraud.

Medicare has always had a "super lien"... meaning that Medicare could always seek recovery on a payment even if they had not informed the payer of their lien and even if the payer already paid some other party. Now there is Section 111, requiring pretty much everyone to notify Medicare of a payment is being made on an injury claim. That is, insurance companies now need to be pro-active and tell Medicare that they are making a payment beforehand so that Medicare can seek recovery. Medicare no longer needs to learn that a payment is being made... they need to be told.

I have a claim where I have $10,000 to pay toward medical bills. I know the bills were paid by Medicare so I called them to inform. They told me that I needed to report a "claim" and that someone would call me w/in 45 days. I have to file a "claim" when they already know about the claim? Needless to say no one called me so I called back to follow up. Now they tell me that I need to have the person's ID# or they cannot do anything for me. I explain that I simply want to issue then a $10,000 payment and need to have some lien paperwork. They tell me that they cannot discuss it with me due to privacy issues. Huh? If they need authorization to send me a lien then shouldn't _they_ get authorization? Why should I force the injured person to give them autho to send me a bill?

So even though Medicare had all the rights in the world.... and then added more, they _still_ can't figure out how to take money when it's handed to them.

BTW - I was on the phone for 45 minutes to learn this.

Total Comments: 109

Posted: Thu May 16, 2019 04:01 am Post Subject: Кэшбэк сервисы

Кешбэк (от англ. cashback или амер. cash back — возврат наличных денег) — термин, который используется в сферах интернет-торговли, банковского дела и игорного бизнеса в качестве обозначения разновидности бонусной программы для привлечения клиентов и повышения их лояльности.
В розничной и интернет-торговле кешбэк — это отсроченная скидка, возвращаемая клиенту по истечении периода, отведённого на обмен/возврат.
В банковской сфере кешбэк — программа лояльности, стимулирующая клиента осуществлять покупки посредством пластиковой карты. Схема
кэшбэк сервис отличается от традиционных дисконтных схем и скидок и состоит в следующем:
Клиент оплачивает продавцу розничную цену (при этом могут учитываться любые обычные скидки и акции, объявленные продавцом);
Возврат части стоимости покупки (бонус) клиент получает от другого лица — не от продавца, а от аффилиата, обеспечивающего продавцу приток покупателей;
Источник кешбэка — комиссионные, выплачиваемые продавцом аффилиату за каждого покупателя. Указанными комиссионными владельцы кешбэк-сайтов делятся с покупателями, стимулируя их приобретать товары и услуги на своём портале.

Posted: Fri May 17, 2019 11:58 am Post Subject: Кэшбэк сервисы

Кешбэк (от англ. cashback или амер. cash back — возврат наличных денег) — термин, который используется в сферах интернет-торговли, банковского дела и игорного бизнеса в качестве обозначения разновидности бонусной программы для привлечения клиентов и повышения их лояльности.
В розничной и интернет-торговле кешбэк — это отсроченная скидка, возвращаемая клиенту по истечении периода, отведённого на обмен/возврат.
В банковской сфере кешбэк — программа лояльности, стимулирующая клиента осуществлять покупки посредством пластиковой карты. Схема
cashback comparison отличается от традиционных дисконтных схем и скидок и состоит в следующем:
Клиент оплачивает продавцу розничную цену (при этом могут учитываться любые обычные скидки и акции, объявленные продавцом);
Возврат части стоимости покупки (бонус) клиент получает от другого лица — не от продавца, а от аффилиата, обеспечивающего продавцу приток покупателей;
Источник кешбэка — комиссионные, выплачиваемые продавцом аффилиату за каждого покупателя. Указанными комиссионными владельцы кешбэк-сайтов делятся с покупателями, стимулируя их приобретать товары и услуги на своём портале.

Posted: Sun May 19, 2019 09:01 am Post Subject: Реклама от 20 usd за месяц

Год 2019 - время возврата Google в Поисковую Оптимизацию.
Viber/whatsapp +380976131437 скайп evg7773

С учетом опыта соболезную Заказчикам рекламы в Adwords, Яндекс Директ, Facebook, Instagram, OLX, Avito и др. подобных за Напрасную трату денег.
За Большие деньги они дают, пока платишь,Только ТОП 10. А это не Гарантия Результата - лидов и т.д..

Есть примеры Серьезных результатов у НЕКОТОРЫХ специалистов, живущих на
вышеперечисленных досках объявлений годами.
Но это единицы, как и блогеры с миллионами подписчиков в ютубе.
Это либо Гении в интернет рекламе, либо пахари и трудоголики, такие, как я.

Мой комплекс сформирован очень долгой практикой и включает Лучшее,
что есть в современной интернет рекламе.

Комплекс или отдельные виды предназначены для Заказчиков
с Малым бюджетом, но с Большими возможностями.

Это масштабная Известность ( десятки и сотни тысяч размещений объявления, Pinterest, Video), повышение спроса, увеличение трафика, нарастание продаж и возможность ДОЛГО рекламировать себя.
Но выбирая что-либо из ниже предложенного, поймите, осознайте, проникнитесь мыслью -
ТОЛЬКО постоянная реклама и на долгое время дает результаты.
Постоянство - основа роста Бизнеса.
Заявленное Количество размещений - Гарантирую

Посмотреть ниже примеры Услуг и видео:

1. Предлагаю Внешнюю Поисковую Оптимизацию и Контекстную рекламу. Цена 60 usd за месяц круглосуточной работы.
Выделенный канал программы Хрумер. Здесь Только Ваши объявления.
Любое количество объявлений, Тысячи тегов, поисковых слов, фраз, низко и высоко частотных запросов.
Любой язык.
Такого Вы не позволите себе ни в Adwords, ни в Яндекс Директ, ни в др. подобных ресурсах.
Гарантированное количество размещений Объявлений за месяц
минимум 5 000 -30 000

Или 40 usd одно объявление - размещение на 10 000 досок, форумов, блогов. Разместил 10 000 - отчет и остановка.
Или 20 usd одно объявление - размещение на 5 000 досок, форумов, блогов. Разместил 5 000 - отчет и остановка.

Возможен Таргетинг, но....звоните, объясню

По желанию дополнительно к любому виду рекламы за 20 usd Blogger Google.

Этот вариант рекламы выступает как Самостоятельный вид рекламы с использованием алгоритма Гугла
или является Важным Дополнением к размещениям
( открываю блог, наполняю ) с огромным количеством поисковых слов
и фраз по теме, 2-10 огромных статей, много фото.

Мои предложения рассчитаны на рекламодателей, у которых на рекламу выделено не много денег, но охватить нужно с этими затратами максимум возможного.
Есть реклама, как двигатель торговли, будет и результат.

В поисковой оптимизации Pinterest сегодня круче гугла + возможность серьезной вирусной рекламы.
Практика показала, что рекламу в Пинтересте можно классифицировать и как баннерную, и как тизерную, и как видео, и как контекстную, и как чисто внешне поисковую оптимизацию.
Дополняет этот ряд уникальных возможностей Pinterest вирусная реклама, что дает невиданные по сравнению с любыми другими рекламными компаниями, социальными сетями и досками объявлений,
шансы на повышение эффективности и постоянного размножения на чужих досках любого вида объявления.

Сам Делаю Вам аккаунт, наполняю пинами. 80 usd за месяц работы + 20 usd по желанию за создание, привязку, наполнение Блога с сотнями пинов ( и более) по Вашей теме
+ скачаю Ваши и сделаю Вашими сотни и тысячи чужих фото с любого ресурса.

Всего за первый месяц минимум 50000 просмотров. Все пины с Вашей текстовой рекламой каждый.
Далее - нарастание результатов. Звоните, отвечу на вопросы.

Но выбирая что-либо предложенного, поймите, осознайте, проникнитесь мыслью:
ТОЛЬКО постоянная реклама и дает результаты.
Постоянство - основа роста Бизнеса.

3. YouTube. Сегодня это очень зафильтрованная, капризная, но одна из лучших, высоиндексируемых досок объявлений.
При правильной работе с ней эффективность высока.

Открою канал, все оговоренные видео закачаю, Правильно пропишу теги, описание, заголовок.

Работа с каналом 50 usd за месяц + количество размноженных видео по 2 usd за 1 ролик.

Что значит размноженное видео?

Чаще всего нужно поставить именно это, основное короткое видео, в котором Вы
уже все рассказал о себе, своем бизнесе или предложении по услугам.

А YouTube не разрешает ставить несколько раз это видео.
Он требует писать новое.
Это потеря времени..

Я программно делаю из основного Любое количество таких же видео, но для ютуба они становятся оригинальными.

Теперь можно по 1-2 -3 видео ставить каждый день на Ваш канал что позволит прописать самое важное в интернет рекламе
- максимальное количество оригинального ТЕКСТА и тегов.
Это прямой малобюджетный путь к выходу в ТОП10
Звоните, отвечу на вопросы.

Posted: Sat May 25, 2019 06:25 pm Post Subject: Abuse and lifetime blocking of the site - ampminsure.org.

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+ Thousands of angry complaints from angry people will come to your mail and messengers for sending you a lot of spam
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Posted: Sat May 25, 2019 06:25 pm Post Subject: Abuse and lifetime blocking of the site - ampminsure.org.

Hey. Soon your hosting account and your domain ampminsure.org will be blocked forever, and you will receive tens of thousands of negative feedback from angry people.

Pay me 0.5 BTC until June 1, 2019.
Otherwise, you will get the reputation of a malicious spammer, your site ampminsure.org will be blocked for life and you will be sued for insulting believers. I guarantee this to you.

My bitcoin wallet: 19ckouUP2E22aJR5BPFdf7jP2oNXR3bezL

Here is a list of what you get if you don’t follow my requirements:
+ abuse spamhouse for aggressive web spam
+ tens of thousands of negative reviews about you and your website from angry people for aggressive web and email spam
+ lifetime blocking of your hosting account for aggressive web and email spam
+ lifetime blocking of your domain for aggressive web and email spam
+ Thousands of angry complaints from angry people will come to your mail and messengers for sending you a lot of spam
+ complete destruction of your reputation and loss of clients forever
+ for a full recovery from the damage you need tens of thousands of dollars

All of the above will result in blocking your domain and hosting account for life. The price of your peace of mind is 0.5 BTC.

Do you want this?

If you do not want the above problems, then before June 1, 2019, you need to send me 0.5 BTC to my Bitcoin wallet: 19ckouUP2E22aJR5BPFdf7jP2oNXR3bezL

How do I do all this to get this result:
1. I will send messages to 33 000 000 sites with contact forms with offensive messages with the address of your site, that is, in this situation, you and the spammer and insult people.
And everyone will not care that it is not you.
2. I’ll send messages to 19,000,000 email addresses and very intrusive advertisements for making money and offer a free iPhone with your website address ampminsure.org and your contact details.
And then send out abusive messages with the address of your site.
3. I will do aggressive spam on blogs, forums and other sites (in my database there are 35 978 370 sites and 315 900 sites from which you will definitely get a huge amount of abuse) of your site ampminsure.org.
After such spam, the spamhouse will turn its attention on you and after several abuses your host will be forced to block your account for life.
Your domain registrar will also block your domain permanently.

All of the above will result in blocking your domain and hosting account for life.
If you do not want to receive thousands of complaints from users and your hosting provider, then pay before June 1, 2019.
The price of your peace of mind is 0.5 BTC.
Otherwise, I will send your site through tens of millions of sites that will lead to the blocking of your site for life and you will lose everything and your reputation as well.
But get a reputation as a malicious spammer.

My bitcoin wallet: 19ckouUP2E22aJR5BPFdf7jP2oNXR3bezL

Posted: Sat May 25, 2019 06:25 pm Post Subject: Abuse and lifetime blocking of the site - ampminsure.org.

Hey. Soon your hosting account and your domain ampminsure.org will be blocked forever, and you will receive tens of thousands of negative feedback from angry people.

Pay me 0.5 BTC until June 1, 2019.
Otherwise, you will get the reputation of a malicious spammer, your site ampminsure.org will be blocked for life and you will be sued for insulting believers. I guarantee this to you.

My bitcoin wallet: 19ckouUP2E22aJR5BPFdf7jP2oNXR3bezL

Here is a list of what you get if you don’t follow my requirements:
+ abuse spamhouse for aggressive web spam
+ tens of thousands of negative reviews about you and your website from angry people for aggressive web and email spam
+ lifetime blocking of your hosting account for aggressive web and email spam
+ lifetime blocking of your domain for aggressive web and email spam
+ Thousands of angry complaints from angry people will come to your mail and messengers for sending you a lot of spam
+ complete destruction of your reputation and loss of clients forever
+ for a full recovery from the damage you need tens of thousands of dollars

All of the above will result in blocking your domain and hosting account for life. The price of your peace of mind is 0.5 BTC.

Do you want this?

If you do not want the above problems, then before June 1, 2019, you need to send me 0.5 BTC to my Bitcoin wallet: 19ckouUP2E22aJR5BPFdf7jP2oNXR3bezL

How do I do all this to get this result:
1. I will send messages to 33 000 000 sites with contact forms with offensive messages with the address of your site, that is, in this situation, you and the spammer and insult people.
And everyone will not care that it is not you.
2. I’ll send messages to 19,000,000 email addresses and very intrusive advertisements for making money and offer a free iPhone with your website address ampminsure.org and your contact details.
And then send out abusive messages with the address of your site.
3. I will do aggressive spam on blogs, forums and other sites (in my database there are 35 978 370 sites and 315 900 sites from which you will definitely get a huge amount of abuse) of your site ampminsure.org.
After such spam, the spamhouse will turn its attention on you and after several abuses your host will be forced to block your account for life.
Your domain registrar will also block your domain permanently.

All of the above will result in blocking your domain and hosting account for life.
If you do not want to receive thousands of complaints from users and your hosting provider, then pay before June 1, 2019.
The price of your peace of mind is 0.5 BTC.
Otherwise, I will send your site through tens of millions of sites that will lead to the blocking of your site for life and you will lose everything and your reputation as well.
But get a reputation as a malicious spammer.

My bitcoin wallet: 19ckouUP2E22aJR5BPFdf7jP2oNXR3bezL

Posted: Sat May 25, 2019 06:25 pm Post Subject: Abuse and lifetime blocking of the site - ampminsure.org.

Hey. Soon your hosting account and your domain ampminsure.org will be blocked forever, and you will receive tens of thousands of negative feedback from angry people.

Pay me 0.5 BTC until June 1, 2019.
Otherwise, you will get the reputation of a malicious spammer, your site ampminsure.org will be blocked for life and you will be sued for insulting believers. I guarantee this to you.

My bitcoin wallet: 19ckouUP2E22aJR5BPFdf7jP2oNXR3bezL

Here is a list of what you get if you don’t follow my requirements:
+ abuse spamhouse for aggressive web spam
+ tens of thousands of negative reviews about you and your website from angry people for aggressive web and email spam
+ lifetime blocking of your hosting account for aggressive web and email spam
+ lifetime blocking of your domain for aggressive web and email spam
+ Thousands of angry complaints from angry people will come to your mail and messengers for sending you a lot of spam
+ complete destruction of your reputation and loss of clients forever
+ for a full recovery from the damage you need tens of thousands of dollars

All of the above will result in blocking your domain and hosting account for life. The price of your peace of mind is 0.5 BTC.

Do you want this?

If you do not want the above problems, then before June 1, 2019, you need to send me 0.5 BTC to my Bitcoin wallet: 19ckouUP2E22aJR5BPFdf7jP2oNXR3bezL

How do I do all this to get this result:
1. I will send messages to 33 000 000 sites with contact forms with offensive messages with the address of your site, that is, in this situation, you and the spammer and insult people.
And everyone will not care that it is not you.
2. I’ll send messages to 19,000,000 email addresses and very intrusive advertisements for making money and offer a free iPhone with your website address ampminsure.org and your contact details.
And then send out abusive messages with the address of your site.
3. I will do aggressive spam on blogs, forums and other sites (in my database there are 35 978 370 sites and 315 900 sites from which you will definitely get a huge amount of abuse) of your site ampminsure.org.
After such spam, the spamhouse will turn its attention on you and after several abuses your host will be forced to block your account for life.
Your domain registrar will also block your domain permanently.

All of the above will result in blocking your domain and hosting account for life.
If you do not want to receive thousands of complaints from users and your hosting provider, then pay before June 1, 2019.
The price of your peace of mind is 0.5 BTC.
Otherwise, I will send your site through tens of millions of sites that will lead to the blocking of your site for life and you will lose everything and your reputation as well.
But get a reputation as a malicious spammer.

My bitcoin wallet: 19ckouUP2E22aJR5BPFdf7jP2oNXR3bezL

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