Senior Healthcare Consultants: How safe are they for agents?

by Guest » Thu Nov 30, 2006 02:41 pm
Guest

Senior Health Care Consultants provides specialized senior health care plans as well as senior financial plans and a range of other services. They have based their product on the needs of the senior members of the society. As and when you age you need more security. Senior Health Care Consultants strive to provide that financial security with their innovative plans for the senior members of the society.

What do consumers say about Senior Health Care Consultants?

Users in the community have put forth their views about the company. Some seem to be unhappy with the way they handle commissions and advancements when it comes to play as an employer.

Complaints against Senior Health Care Consultants:

Agents are particularly dissatisfied with the way they lay out their daily work. According to them they:
  • Put too much pressure on agents to meet sales targets.
  • Set immense targets for the agents.
  • They are not planned in their working.
  • They have also earned the reputation being the worst payer in the industry.
  • They do not answer calls made by their agents.

However, customers have given good feedback about the service they provide and have a comfortable ranking with BBB. One of our community members says that since SHC hires hardcore salesmen, only those individuals with the toughest mindset can work in this company.

Related Readings

I'd like to get you guy's take on SHC. The senior healthcare consultants reviews from present and past employees is wide ranging. I'm considering working for senior healthcare consultants .

Total Comments: 205

Posted: Wed Oct 28, 2009 06:38 pm Post Subject: senior healthcare consultants

Whew! It seems as though I was very close to making a big mistake. I had the forms on my desk to sign, but just had an uneasy feeling, and it wasn't fear of the work or selfdoubt, so thought I would do one more search for info. and came across this forum. Don't know how I missed it before. I'm new to insurance sales except for an MLM years ago but have been considering working to get involved in this realm for awhile. I know I'm not a hard core sales type and so I bit on their "training and method of consulting the client" rather than "hard selling". I am not opposed to hard work but wasting time spinning wheels to unconfirmed appointments certainly is not what I'm up for. I did ask about the average of $135 premium per application used versus the $600 per appt. quota required to maintain preset appt. program but was dismissed as one has nothing to do with the other. I sort of accepted that but still don't believe it. You would have to do alot of crossover sales every appt. to make the $600. Also, the one fellow is correct in noticing the young age of all the officers just seems odd. I guess the vision of the possible opportunity was blocking what my subconcious was seeing. It is just questionable. I'm old enough to know to tread carefully when someone wants you to move so quickly. They have to have these documents signed and returned yet today or I'll not be accepted. And it really seems odd to request money from someone who is not even licensed yet. Anyway, I read in these posted messages what my subconcious was screaming and I thank you for the input. Everyone else will have to make there own minds. If anyone Knows of a solid opportunity in this industry to do honest work for honest income please let me know. montegobay@frontier.com

Posted: Wed Oct 28, 2009 11:39 pm Post Subject:

I would suggest you get appointed with GAFRI - LOYAL AMERICAN, they currently have the best plan J medicare supplement for some of the best rates for seniors that are pretty healthy until 6/2010!! Then you can offer plan F after 6/2010.

I would also recommend also getting appointed with one of the following companies BCBS, AARP or HEALTH ALLIANCE for seniors that are not healthy!!! I recommend you earn your own commisssions and renewals if at all possible with thiese companies don't have a middle man in between !!

Also since your gonna get a HEALTH license, I would recommend you getting your LIFE also!! Great Commissions to be made on those policies.

Posted: Thu Oct 29, 2009 07:02 am Post Subject:

Also since your gonna get a HEALTH license, I would recommend you getting your LIFE also!!



So, you mean it would be easier to convert one's health insurance customers for life insurance..am I right?
I too had this belief that up-selling is a better idea under the current global crisis.

Posted: Thu Oct 29, 2009 02:59 pm Post Subject:

I'm sorry what I meant is if your gonna go ahead and get your HEALTH license from your state you might as get your LIFE license at same time. Most seniors need a secondary HEALTH insurance on top of their regular MEDICARE and then they also need some LIFE insurance for FINAL EXPENSES. Regarding only upselling, I'm monitoring everyday what is going on with HEALTHCARE REFORM!!! We'll have to wait and see!!!

Posted: Thu Nov 05, 2009 05:02 pm Post Subject: Reputation

I have the 1:00 webinar today with Fritz Simonson. I'm having doubts, especially after reading the comments here. Straight up bad impression from the senior sales consultant Haley Flores over the phone. She rushed me and didn't answer any questions. I got a bad feeling!! I'm thinking of canceling the webinar and rethink this one. What's your feedback?

Posted: Sun Nov 08, 2009 04:35 pm Post Subject: SHC

Oh...don't do it! You'll regret it. I lost a lot of money.

Posted: Wed Nov 11, 2009 06:15 pm Post Subject: SHC

Wow. You will all love this one. I never did get a paycheck when I worked there since my sales just covered all of those "solid leads". I had a policy cancel about a week before I left and let me tell you, they wasted no time debiting it right back off. I know for a fact that when I left there, they actually owed me like $10. Meanwhile, I changed banks after leaving SHC. Yesterday (over a month after I left) I received a call from the guy who handles the MONEY. He told me about that policy that cancelled (even gave me the customer's name) and tried to tell me I was at a negative of $75 and now I owe SHC that money. He must of thought I would be stupid enough to not know I had already been debited for that $$ a week before I left. I can only assume that he tried to "debit" my bank account (which did not exist anymore) and that is why he was calling. I had sent this same guy an email when I resigned and asked for 50% of my setup fee back as when I worked for them I was jerked around by my so called Regional Manager, never got my questions answered, etc. I never got any response to my email, but now he has the nerve to call me and ask for $75. Needless to say, I told him to "get lost". Wow, anyone who has worked for them might want to think about getting their bank accounts changed. They will obviously just go right in and take what they want. Unreal!

Posted: Thu Nov 26, 2009 04:12 am Post Subject: Direction

I have been contemplating the insurance industry off and on for the last 20 years. Now that I have worked in corporate america for the last 25 years, I am ready to leap. Have interest in Prudential or Aflac. Started prelicencing with Aflac. Have checked NAA, Senior Life, Liberty Mutual and Senior Healthcare. With disappointed in a quite a few. Prudential or Aflac.

Posted: Fri Dec 04, 2009 06:56 pm Post Subject: SHC

Just found our the parent company RJR has a RED FLAG on its file with the Texas Department of Insurance. They are also not even registered in Kentucky where I live. When I asked Fritz, he told me I didnot know what I was talking about. They have agents in Kentucky. How can he not know they are not registered with the state if they actually sell in this state.

I recommend any insurance sales person stay as far away as possible. It is not to sell insurance, it is to buy a franchize with no chance to recover any money!!!

Posted: Mon Dec 07, 2009 12:45 am Post Subject: Senior Health care scammers

to start with this is the only company i ever saw that
expects you to shell out about a grand just to be part of this honorable scam. Especially after reading all the
outstanding success stories I ve read online about these
scammers....They should change the name to Senior
Health Agents Scammers...I was as experience and dedicated as they expect I would be starting my own company and cut them out of the loop. I can scam seniors without any help from them if I choose.

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