dgoldenz's Page

Posts by dgoldenz

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Posting Time

Subject
141 Posted: February 10 2010 08:16:00 Many people seem to think things are "not covered" when they apply towards the deductible ...
142 Posted: February 09 2010 07:36:10 Some states have divorce provisions where if the beneficiary is named as the former spouse and never...
143 Posted: February 09 2010 07:32:41 Kathy,

ING should have sent your mother an annual statement showing how long the poli...
144 Posted: February 09 2010 01:49:07 Universal life is not an investment. It may accumulate some cash value, but you shouldn't touch it....
145 Posted: February 09 2010 01:47:33 It would change it slightly, but not enough for you to get a life settlement offer. You would reall...
146 Posted: February 07 2010 12:02:46

WHAT WILL THE PREMIUMS BE ON A $I,000,000. POLICY TO GO TO MY ESTATE AT THE TIME...
147 Posted: February 05 2010 06:08:01 Life settlement buyers are just investors. Those investors want a return on their money. If it tak...
148 Posted: February 04 2010 09:17:16 And that is why you have different options....it's not always a good idea to replace WL with guarant...
149 Posted: February 04 2010 09:08:59 It's $40/month now....what will it be when you're 50, 55, 60, 65 years old? What if you leave your ...
150 Posted: February 04 2010 03:55:14 They calculate your life expectancy based on your medical history, current height/weight, smoker sta...
151 Posted: February 04 2010 04:40:49 No, but $12k of that money is already yours...you're only insuring against the difference since you ...
152 Posted: February 03 2010 10:37:30 Just to play devil's advocate here, a $50k guaranteed UL to age 121 with Transamerica would be right...
153 Posted: February 03 2010 01:18:45 What do you mean stay away from them? You can't do anything with them, they are just a fund that ex...
154 Posted: February 03 2010 01:16:46 If it's been 13 years since that, your life expectancy is probably beyond 10 years. It would be pre...
155 Posted: February 02 2010 12:31:44 Unless your life expectancy is less than 8 years (e.g. already have cancer, just had major heart att...
156 Posted: February 02 2010 12:29:37 According, to this website, it is up to $300,000 per person, regardless of how much coverage you hav...
157 Posted: February 01 2010 10:49:51 I'm pretty sure he meant that the aunt was supposed to give him 50% of the total benefit, though I c...
158 Posted: February 01 2010 10:35:34 I think SPIA rates right now are basically paying nothing, might as well keep it in your pocket if y...
159 Posted: February 01 2010 10:34:20 If he was cited as an equal split primary beneficiary on the policy and was a minor at the time, it ...
160 Posted: February 01 2010 09:43:07 You could buy a life insurance policy to fund the ...