by pablo1987 » Sat Mar 21, 2009 11:35 pm
I have full coverage on my car i purchase another car from a friend cash well a week later i got in a car accident i havent put insurance on that car but peaple and this lady that handles car insurance cases said that by law my insurance has to cover the car with no insurance up to 30 days i was just curious about that what ca you tell me
Posted: Sun Mar 22, 2009 01:03 am Post Subject:
That applies when its a replacement vehicle, not an additional vehicle. You can read your policy or report the claim to your carrier to see if there is coverage.
Was this an accident involving only your vehicle or was there another vehicle involved.
Posted: Mon Mar 23, 2009 06:09 am Post Subject:
Well, I'm not aware of any such law. As far I understand that you are required to inform your insurance company about any new vehicle that you acquire.
They might extend the liability coverage if you have caused the accident and cover the damages of the other driver. But, since collision and comprehensive coverage only applies to the vehicle insured in the policy, you might not receive coverage for your car.
Posted: Thu Mar 26, 2009 12:27 am Post Subject: insurance
As far I understand that you are required to inform your insurance company about any new vehicle that you acquire.
Thsi information was told to me when I financed a used vehicel. I asked my Insurance company if I could just 'transfer' the Auto Insurance from the 'old' car to the 'new' one. They said "no"..I had to get an entire new policy started for the 'new' vehicle.Posted: Mon Apr 13, 2009 03:05 pm Post Subject:
Of course it depends where you are, but I have heard of very few places that would allow you to register a car without insurance. However I have never heard of that where you can drive a car without insurance for a certain amount of time and still be covered under another policy for a different vehicle that you own.
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