What Is The Best Car Insurance Company

Posted: Thu Aug 21, 2008 06:54 pm Post Subject:

I suggest them to re-check all of their personal info before choose and or seek for the best insurance company they need.

Posted: Fri Aug 22, 2008 04:08 am Post Subject:

Sorry. My words is to short.

Ok. My friends ask for my suggest about "Where to get the best insurance company for their car".



So, I only suggest them with the following:

Step 1. Understand types of coverage. Liability coverage protects if they are found at fault of an accident. Collision coverage pays damages to the book value of their car whoever was to blame. Medical or Personal Injury Protection pays medical bills for they and their passengers. Comprehensive covers damage to their car through theft, fire, vandals and collision with animals. Uninsured and underinsured driver coverage protects they from hit and run drivers as well as drivers with no or limited coverage.

Step2. Understand the terms insurance companies use. Deductibles are the amount of money they will pay on a claim before their insurance starts to pay out. No fault requires insurance companies only to pay for damages to their insured's car, regardless of who is at fault. If they have more than 51% of the blame for an accident, they are viewed as 'at fault'.

Step3. Determine which coverages are mandatory for their state. their state insurance department can outline their requirements for they or they can visit a site such as insure.com.

Step4. Decide what extras they need, whether this be medical coverage, collision or comprehensive cover, rental cover or towing.

Step5. Work out how much their deductible will be. It's worth noting that the higher their deductible, the lower their premium. So if they can afford a higher outlay, then go for it. But remember, in the case of a claim, they will need to be able to pay this amount at short notice.

Step6. Grab a telephone book or their pc and start finding insurance companies. Insurance companies' rates differ for the same coverage, so shop around. Many companies offer online quotes for their vehicle. Remember, they can never have too many quotes.

Step7. Before they choose which carrier to go with, check out consumer reviews on the web to find out the pro's and con's.

Posted: Fri Aug 22, 2008 04:13 am Post Subject:

If you have more suggest for my friends, please advice here. Very appreciated for your advice here. Thanks.

regards,
Esaul Daris

Posted: Fri Aug 22, 2008 07:33 am Post Subject:

Hi Esauldaris..

Your point no. 7 is certainly a vital point.
The consumer reviews would often get you nearer to some of the facts that the insurance giants would never like to disclose. At the same time don't forget that insurance is a vast financial industry wherein the outcomes of different financial processes would often depend on the certain dynamic economic phases. Thats why it is all the more important for you to make sure that you don't get mislead within the course of any personal or biased feed backs (leaving apart commercial forums wherein the feed backs are often time-tested). Go ahead & tally the different scenarios that you come across over the internet & try to be your own judge.
ArindamSenIndies
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