by Galak » Wed Sep 03, 2008 10:58 pm
Hi Lori,
I was here a couple of months ago about an elderly lady who hit my car, and you helped me so much to resolve the issue. =) Now I have another problem.
Two weeks ago, I was rear ended, the driving claimed liability.
Now the body shop did an estimate on my vehicle, and an AAA claims adjuster came out to check it, and stated it was a total loss.
The damage is only to the rear. My car is a 1991 Toyota MR2 with ONLY 91k miles. I have been trying to get my hands on this car for 9 years. It has sentimental value. And to get another car in this condition is nearly impossible.
1)What are my options to fight this total loss?
2)If it is a total loss, can I take the new wheels i bought for my car? Does this get deducted from the total loss amount I would get?
Thank you again!!!
I was here a couple of months ago about an elderly lady who hit my car, and you helped me so much to resolve the issue. =) Now I have another problem.
Two weeks ago, I was rear ended, the driving claimed liability.
Now the body shop did an estimate on my vehicle, and an AAA claims adjuster came out to check it, and stated it was a total loss.
The damage is only to the rear. My car is a 1991 Toyota MR2 with ONLY 91k miles. I have been trying to get my hands on this car for 9 years. It has sentimental value. And to get another car in this condition is nearly impossible.
1)What are my options to fight this total loss?
2)If it is a total loss, can I take the new wheels i bought for my car? Does this get deducted from the total loss amount I would get?
Thank you again!!!
Posted: Fri Sep 05, 2008 10:22 pm Post Subject:
thanks for all the replies!!
yes, the is no operating problems. It is only external damage. It's been 50 hours since they did the inspection, and they haven't called me back yet. It's friday, I don't think they will call me till monday.
Posted: Thu Sep 11, 2008 09:23 pm Post Subject:
Hi everyone.
So the estimator got back to me today and said, the are giving me 4900, and a salvage value of 1100.
I listed out all the new things I purchased for my car, entertainment system, new tires etc. The estimator said, those were factored in, and the value of the car was based on a third party estimates of vehicles sold similar to my car in the area as well as dealer prices.
But he said he would escalate it to the total loss specialist, and they will breakdown the value estimate. In addition, he told me to begin to do my own research on cars, like mine, that are being sold.
He was a nice guy, and helped me answer my questions?
So what should i do, besides the research? anything else I should prepare?
thanks for the help!!!!
Posted: Fri Sep 12, 2008 09:22 am Post Subject:
Do a market search, within 50 miles or so of your area, call GOOD, HONEST used car dealers, or new car lots that also sell used cars, ask them what they would ask for your vehicle on their lot, give them all the information and be honest about condition etc....you'll need atleast three or four, make sure you write down the names of the people you talked to figure an average from there...If they are in the ball park, well you know they did their job correctly...Ask the total loss rep to send you all the information showing how they arrived at this value.
Posted: Fri Sep 12, 2008 10:37 am Post Subject:
Its nice to know that your are receiving helps from the adjuster.
To begin with the research, ask the local used car dealers to evaluate your car and get the quotes from them in writing. Also add the values of the entertainment system and tires and get those appraised as well. These documents will come handy at the time of evaluation.
Keep us posted with the developments.
Add your comment