by Guest » Tue May 27, 2008 03:01 pm
I bought a car for my 18 years old, no financing was required. Car dealer suggested that I put myself as Primary owners and my kid as secondary owner. Is this the best thing to do with respect to the insurance etc.
Posted: Fri May 30, 2008 05:54 pm Post Subject:
Per Lori:
That's our point, the owners (in most states) are held liable as well as the driver...I disagree most instances will want to know who the owner (s) of the vehicle are assuming the driver of that vehicle is 'at fault'.
Agreed as well from my standpoint. Many proof of loss forms that I have seen specifically ask for the registered owner of the vehicle and associated information.
InsTeacher 8)
Posted: Wed Jun 04, 2008 10:54 pm Post Subject:
I heard recently (think from my sister) that if say in this scenerio..my brother lives with me, uses my address as his, has a vehicle and insurance..gets into an accident and they can also come after me too because he resides at my residence. I don;t know if she talking my insurance or not but I told her she was a little off her rocker on this.
Posted: Wed Jun 04, 2008 11:11 pm Post Subject:
That would only happen for something like PIP (no-fault injury) benefits. But even then, his own insurance would address his injury. About the only time your would is if his policy lapsed. But basically what you were told is just not going to happen. The driver and/or owner could be held liable and anyone married to those people. After that, there is no connection.
So... I would tend to agree with the "rocker" statement. :)
Posted: Wed Jun 04, 2008 11:14 pm Post Subject:
they can also come after me too because he resides at my residence
no not unless you are a titled owner of the vehicle...or property whatever it is......another vote for the 'rocker' :wink:Posted: Tue Jun 24, 2008 11:27 am Post Subject:
i dont think that this primary and secondary owner will mean something.you should consult your lawyer to make things clear
Posted: Tue Jun 24, 2008 11:44 am Post Subject:
tusharagg87, you don't need to spend money on an attorney to know that owners of vehicles can be pulled into liablity issues, same as the driver (in the US that is)..In all states I'm aware of the owner(s) can and many times are held responsible right along side of the misdeeds of the driver..
Posted: Fri Jul 18, 2008 01:29 pm Post Subject:
In all states I'm aware of the owner(s) can and many times are held responsible right along side of the misdeeds of the driver..
But Lori do you feel its justified to fetch it from the owner even when the driver-in-question is well-off?
Posted: Sat Jul 19, 2008 03:03 pm Post Subject:
But Lori do you feel its justified to fetch it from the owner even when the driver-in-question is well-off
Yep, I do think the owner is equally copable if the allowed an uninsured vehicle that they own to be driven, or actually when you as an owner allow someone to drive your vehicle you are assuming the liability and responsiblity for what that vehicle does..Add your comment