What incidents are reported to CLUE? whether traffic ticket, breach of signals and red light camera incidents also reported to CLUE?
Total Comments: 15
Posted: Tue May 19, 2009 04:25 pm Post Subject: hmm
well sometimes it CAN be reported more than once if the incident has another incident withing itself. Like a property damage claim and also a bodily injury claim.
and Rupert yes some companiesdo not report to choice point they report to a different company that I do not remmeber the name of off the top of my head. But there are also companies that ignore the choicepoint free clue report entirely and do not put the accidents into consideration such as Access General like stated before....so some times placeing the client with a company like that is very benificial.
Posted: Wed May 20, 2009 09:44 am Post Subject:
Agent,
such as Access General like stated before....so some times placeing the client with a company like that is very benificial.
Sounds like they have specialized in insuring high risk drivers. I think if a company does that they would surely charge higher rates than their competitors since they are lenient in underwriting. Am I wrong?
Posted: Wed May 20, 2009 06:40 pm Post Subject:
rupert,
well yes the do specialize but as I stated before some companies report the accidents to a different company. And by chance Access is one of those. They do not only specialize in high risk but they do not check what choicepoint claims.
Posted: Thu May 21, 2009 03:47 am Post Subject:
well yes the do specialize but as I stated before some companies report the accidents to a different company.
Okay, ChoicePoint or the other but the insurance companies do a background check on the driver before writing the business.
I got the impression from your posts that some of the insurers write policies without looking at the claim history of the insured. But, thanks for the clarification and now I'm quite sure that the others would get an idea of how important this clue report is. It would now be easier for them to find a free clue report each year.
Thanks,
Rupert
Posted: Fri Jun 19, 2009 09:35 am Post Subject:
You can also request for the report from ChoicePoint to check if all the information reported to it are accurate.
Would I need to pay certain fees to obtain the report from ChoicePoint or I can get free CLUE report too? How many times can I check my CLUE report in a year?
Posted: Tue May 19, 2009 04:25 pm Post Subject: hmm
well sometimes it CAN be reported more than once if the incident has another incident withing itself. Like a property damage claim and also a bodily injury claim.
and Rupert yes some companiesdo not report to choice point they report to a different company that I do not remmeber the name of off the top of my head. But there are also companies that ignore the choicepoint free clue report entirely and do not put the accidents into consideration such as Access General like stated before....so some times placeing the client with a company like that is very benificial.
Posted: Wed May 20, 2009 09:44 am Post Subject:
Agent,
such as Access General like stated before....so some times placeing the client with a company like that is very benificial.
Sounds like they have specialized in insuring high risk drivers. I think if a company does that they would surely charge higher rates than their competitors since they are lenient in underwriting. Am I wrong?
Posted: Wed May 20, 2009 06:40 pm Post Subject:
rupert,
well yes the do specialize but as I stated before some companies report the accidents to a different company. And by chance Access is one of those. They do not only specialize in high risk but they do not check what choicepoint claims.
Posted: Thu May 21, 2009 03:47 am Post Subject:
well yes the do specialize but as I stated before some companies report the accidents to a different company.
Okay, ChoicePoint or the other but the insurance companies do a background check on the driver before writing the business.
I got the impression from your posts that some of the insurers write policies without looking at the claim history of the insured. But, thanks for the clarification and now I'm quite sure that the others would get an idea of how important this clue report is. It would now be easier for them to find a free clue report each year.
Thanks,
Rupert
Posted: Fri Jun 19, 2009 09:35 am Post Subject:
You can also request for the report from ChoicePoint to check if all the information reported to it are accurate.
Would I need to pay certain fees to obtain the report from ChoicePoint or I can get free CLUE report too? How many times can I check my CLUE report in a year?
Add your comment