by tl5164 » Mon Dec 15, 2008 04:33 pm
I NEED to get AFFORDABLE car insurance to obtain a drivers license for the first time. I NEED to get my license QUICK because I am caring for a diabled aunt and I need to be able to take her to appointments NOW! PLEASE HELP!!!!!!!
Posted: Mon Dec 15, 2008 05:08 pm Post Subject:
Geico, Progressive, Allstate, State Farm, Auto Owners, Mercury, independent agent....
Have you obtained quotes from anyone?
Posted: Tue Dec 16, 2008 01:33 am Post Subject:
tl, honey calm down and take a breath..how old are you? whos car are you going to drive? is that car insured already? or do you have to BUY A CAR RIGHT NOW too? What state are you in? are you sure you need proof of ins. to just get a drivers license? (you don't in my state)? as tcope asked have you contacted any agent at all or is that what you thought you were doing here?
Posted: Tue Dec 16, 2008 01:36 am Post Subject: insurance
You don't need insurance to get a DL in the state of PA, either. You DO need to be insured to drive..however.
Posted: Tue Dec 16, 2008 09:09 am Post Subject:
Well, in some states, such as North Carolina, you need to have insurance in order to get driving license. These states require you to carry at least the state minimum limit of the liability coverage for the licensing purpose.
However, tl, tcope is right, you may contact the local insurance agent and get quotes from them. You may check with the state insurance department website to get the list of the insurance companies allowed to do business in your area. Also, you can clarify from there whether or not you are required the proof of insurance to get the license.
Posted: Wed Dec 17, 2008 03:13 am Post Subject: insurance
My car insurance policy is through Nationwide. I don't know how 'worldwide' they are, but....they've been pretty good to me. You may want to try them.
Posted: Wed Apr 08, 2009 05:00 am Post Subject:
i am 19 and i want to get my license. but the thing is, the dmv said that i needed insurance, but i dont have a car and the car that i will be using is already insured and its my aunts. so i dont know what to do. i just need some help
Posted: Wed Apr 08, 2009 05:53 am Post Subject:
so go and get urself insured...whats the issue......There r so many insurance companies waiting for u.....atleast get some quotes....i ll prefer AllState.......the car is not urs is not a problem...the problem is that u cannot get a driving licence if ur not insured.....GET INSURED
Posted: Wed Apr 08, 2009 08:43 am Post Subject:
so i dont know what to do. i just need some help
Well, if you're not carrying the state minimum liability, you might get others into trouble. BTW, are you from NC?
Fatman
Posted: Wed Apr 08, 2009 11:26 am Post Subject: insurance
I'm from PA. I was just looking at the 'Laws' for other states. It can be confusing:what you need, for each state, etc. I have friends asking me questions about Insurance (auto). They live in Ohio and Virginia. The best advice I can really give them is to check with THEIR state. I know some states can be more 'strict' ( lack of a better word) about driving privilges than others.
Posted: Wed Apr 08, 2009 01:20 pm Post Subject:
anonymous8912,
Thank you for providing the additional information. That makes sense, and your situation is not uncommon.
If you are going to be driving your aunt's car on a regular basis, then you will need to be listed as a driver on her policy, whether or not you have your own insurance. Have her call her agent and see if you can be added now, even though your license is not yet issued. If your state requires insurance before licensing, then her agent should be familiar with that type of situation. I would expect the DMV to accept that as proof of insurance (IF you are actually listed as a driver), but her agent can answer that question with certainty.
Best of luck!
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