by renditioner » Sat Aug 16, 2008 06:13 am
Hi people, What is the difference between personal injury protection and bodily injury protection .I did a bit of googling and found out that PIP pays for the medical expenses of the insured along with others who were in the same vehicle and also any other pedistrians who might be injured in the accident ..Bodily injury protection provides for injury to other people other than the insured ? Am I right ? If so PIP which provides a wholesome coverage is better than Bodily injury insurance and would be the better option to go ? If I am wrong in what context BI is better than PIP ? and where it will actually come to help ?
Posted: Wed Nov 13, 2013 05:19 am Post Subject:
It would be nice if you didn't leave it up to us to figure out what state you are in and what you really wanted to know. Until then, don't expect any useful information.
Posted: Wed Nov 27, 2013 03:04 pm Post Subject:
As a FL claims adjuster I cannot count how many claims I have had where people call and say i thought i had " full coverage" first off there is no such thing yes FL system is screwed up PIP and 10K pd that's is all that is required to be "fully covered" by the state of FL however if you are involved in a at fault loss in the state and the other parties is injured you can and will be sued because most claimants that are injured have attorneys not only then will you have to pay out what your BI coverage would have covered you also have to file a SR-22 in FL and show that you carry min 10/20 BI for 3 years remember insurance is there to protect you in the event of a loss we can only protect you to the limits of your coverage nothing more
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