by kysweet56 » Fri Feb 27, 2009 06:04 pm
I have possesion of a car that is in my husbands name. He has until recently kept insurance up to date. But has canceled the policy. I live in Kentucky with the car, he lives in Florida. The car is registered in Florida. Can I still get insurance? I was told by a policeman that since we are still married the car is considered marital property and I should be able to.
Posted: Fri Feb 27, 2009 06:17 pm Post Subject:
Gosh, Ky, what a mess...You can likely get insurance, however of course your husband would be listed as the owner..contact an agent and get some quotes..you need to get coverage on this vehicle NOW if you are driving it...any chance in husband just signing over the title to you?
Posted: Sat Feb 28, 2009 11:30 am Post Subject:
any chance in husband just signing over the title to you?
I was wondering the same, otherwise she might face issues since she is not the owner of the vehicle.
By the way, welcome back Lori :D How are you doing?
Posted: Sat Feb 28, 2009 11:38 am Post Subject:
I think she won't be able to purchase full coverage on the car if she doesn't have the title. Without the title she may need to purchase the non-owners policy, which would cover the liability issue along with the medical expenses and uninsured/underinsured coverage. She won't be able to recover compensation for the damages to the vehicle.
Ky, if you are in possession of the vehicle and the husband is not going to use it in future, you may get the title transferred for your benefit.
Posted: Sat Feb 28, 2009 01:32 pm Post Subject:
any chance in husband just signing over the title to you?
i hope i have given reply for this. but once again!!! husband can sign the papers through digital signatory if he is not able to come over there to sign the papers physically. In the current age of technology it is really possible. :wink:
Posted: Sun Mar 01, 2009 03:27 am Post Subject:
If they are married why is his signature required? Because of him being the owner? Here is a question...if a vehicle is purchased during marriage anbd the marriage breaks up later whos car is it legally..what if it were a gift to the one spouse but purchased by the other?
Posted: Sun Mar 01, 2009 05:51 pm Post Subject:
If they are married why is his signature required?
that's remarkable observation fireyone. yeh ! it is possible without signature also as she has mentioned in the question they they are still married.
since we are still married
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