by sergeantrawr » Mon Aug 11, 2008 11:12 pm
My 27 year old has a revoked liscense for a DWI conviction in april of 2008.
I am being canclled by geico as a result becuase he was on my auto insurqnce when this took place and they say he has access to my and my husbands car and therefore we are a risk to carry.
I need to show proof my son has his own non drivers policy or some kind of insurance so I and my husband can hold auto insurance.
Someone at geico suggested a non drivers insurance policy for him but I have been unable to find any agent willing to help us.
Can you tell me what kind of policy I need to be asking for. I am lost and running out of time. Geico is due to cancell us on August 28, 2008.
Thank you for any help.
Rachel-queens new york-zip-11356
I am being canclled by geico as a result becuase he was on my auto insurqnce when this took place and they say he has access to my and my husbands car and therefore we are a risk to carry.
I need to show proof my son has his own non drivers policy or some kind of insurance so I and my husband can hold auto insurance.
Someone at geico suggested a non drivers insurance policy for him but I have been unable to find any agent willing to help us.
Can you tell me what kind of policy I need to be asking for. I am lost and running out of time. Geico is due to cancell us on August 28, 2008.
Thank you for any help.
Rachel-queens new york-zip-11356
Posted: Mon Aug 11, 2008 11:22 pm Post Subject:
You'd obtain a non-owners auto policy. Agents don't know what this is? If they did not, I'd move along to another agent.
Posted: Tue Aug 12, 2008 01:02 am Post Subject:
Will they not allow you to exclude him from your vehicles?
Posted: Tue Aug 12, 2008 02:23 am Post Subject: hi
No -Geico said that because he was convicted of the DWI while he was on our policy they are cancelling us. neither car is registered to him. I asked if they offered a non-owners policy for jesse and they said no and washed their hands of us. They did say we can come back when we have proof that Jesse's been reinstated with the DMV or when he has his Own insurance. I tried all day to find someone to carry him but no luck so far. Thank you both for your repsonses-rachel
Posted: Tue Aug 12, 2008 03:53 am Post Subject: DWI
I have numerous companies that will insure him. This is very easy to take care of.Your particular company may still require that you leave them.However that may benefit you.
Posted: Tue Aug 12, 2008 04:26 am Post Subject: hi
Thank you all so very much for responding. Would you be able to give me the contact information for the companies who can help us with thiis?
rachel queens,nyc
Posted: Tue Aug 12, 2008 04:46 am Post Subject:
Sounds like a shady deal. It's unfortunate that GEICO is not willing to provide good customer service and assist you with this issue that doesn't seem to be nearly as difficult to handle as they are making it. To me it sounds like they have a case of "I don't want to deal with it" and like you said, just want to wash their hands of your policy and you along with it. You still have plenty of time, over two weeks still, I'm confident everything will be sorted out for you shortly.
Posted: Tue Aug 12, 2008 05:04 am Post Subject:
Sounds like a shady deal. It's unfortunate that GEICO is not willing to provide good customer service and assist you with this issue that doesn't seem to be nearly as difficult to handle as they are making it.
Would you loan your vehicle all the time to someone with a recent DUI? If you would not want the risk, why would GEICO?Posted: Tue Aug 12, 2008 11:49 am Post Subject: Anyone?
Yes-I understand Geicos postition I just feel a bit abandoned and lost.
Can anyone reccomend an insurance company that will write my son a "non-owner policy"?
Rachel-new york
Posted: Tue Aug 12, 2008 12:07 pm Post Subject:
sergeantrawr, you might try an independent agent that sells for multiple companys...have you tried the big three or four? (state farm, allstate, progressive, farmers?)
Posted: Tue Aug 12, 2008 12:15 pm Post Subject:
I'll be on that today and I will let you guys know how I make out.
TY
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