by Guest » Tue Sep 02, 2008 12:07 pm
Hi all,
I am new to this forum, and thought i would vent my frustration with tesco insurance.
My wife has been insured with them for the past 2 or 3 years! About 3 weeks ago some sod broke into our house and took both cars.
We sent all the documentation to Tesco with reference to the claim and they noted that i have 6 points on my license (named driver) and we had not told them. They then told us that over the period of 3 years (that we have been insured with them) we now owe them around £2700!!!!!!!!!!!!!
I understand that we are in the wrong and that we had not told them, but this was not intentional i feel that this is a very grey area that they skate over when getting a quote over the phone. I.E did you know that your points for speeding are convictions not endorsements!
Also as i am a named driver not even the main policy holder i find it very hard to believe that the insurance would have cost this amount!
I got a quote today, on line with all the convictions and it was about £100 different! £2770 my arse!
We have instructed a Solicitor on this and i would love to know other peoples opinion on what to do! and if anyone has had the same problem?
I am new to this forum, and thought i would vent my frustration with tesco insurance.
My wife has been insured with them for the past 2 or 3 years! About 3 weeks ago some sod broke into our house and took both cars.
We sent all the documentation to Tesco with reference to the claim and they noted that i have 6 points on my license (named driver) and we had not told them. They then told us that over the period of 3 years (that we have been insured with them) we now owe them around £2700!!!!!!!!!!!!!
I understand that we are in the wrong and that we had not told them, but this was not intentional i feel that this is a very grey area that they skate over when getting a quote over the phone. I.E did you know that your points for speeding are convictions not endorsements!
Also as i am a named driver not even the main policy holder i find it very hard to believe that the insurance would have cost this amount!
I got a quote today, on line with all the convictions and it was about £100 different! £2770 my arse!
We have instructed a Solicitor on this and i would love to know other peoples opinion on what to do! and if anyone has had the same problem?
Posted: Thu Sep 18, 2008 12:33 am Post Subject:
I have no idea but I'd sure ask them, and whom ever is the governing body for insurance carriers across the pond! and quick!
Posted: Wed Oct 01, 2008 11:16 am Post Subject:
Its kind of hard to help not being familiar with the other countrys laws and stuff.
Posted: Wed Oct 01, 2008 01:35 pm Post Subject:
They don't run your motor vehicle report that shows tickets? We do at the time of application then randomly at renewal. Maybe they didn't/don't run it? I don't know how UK companies work but that just sounds strange.
Of course, someone with Tesco could have blown it and they are just trying to cover (and save) their ass.
Solicitor - excellent idea. And yes, let us know.
Posted: Wed Oct 01, 2008 11:53 pm Post Subject:
That could be but it would suck to be on the other end of it.
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