I don't think there's any other type of insurance that is more universally agreed upon as being valuable than disability insurance.
Total Comments: 6
Posted: Sat Dec 27, 2008 01:55 am Post Subject:
I think it is important for everyone to have
Posted: Sat Dec 27, 2008 10:44 am Post Subject: insurance
LIFEAGENT........can you 'inform' me, please?.........I'm not an 'Insurance expert', but, I would like to know........when you get Life Insurance ( Whole or Term) do you AUTOMATICALLY get Disability Insurance? Do you have to ask for it 'seperate' from 'regular' Insurance? I'm just trying to look into a good, affordable Life Insurance policy for my son and I. I've had alot of good advice, from others, on this forum. Just trying to get other Experts' perspective. Thanks.
Posted: Sat Dec 27, 2008 04:09 pm Post Subject:
No, it is not automatically added. It is a rider, that you have to pay extra for. But I highly recommend this rider.
There are stand alone D.I. policies also. That do not have life insurance attached to it.
If you tell us which state you are in, we can find a local agent to call and help you.
Posted: Sat Dec 27, 2008 04:22 pm Post Subject: insurance
Thanks.......I appriciate the reply. I guess you just 'add' it on to your policy. Can you 'add' it on to ANY ( Life, Health,etc.), or does it have to be a certain one? Hope ya understand my question here.
Posted: Sat Dec 27, 2008 04:38 pm Post Subject:
You can add it to most term policies and most U.L. polices. I don't see many whole life policies that have the D.I. Option. Not all life insurance companies have this option. You will have to ask your insurance agent, when you are buying a policy, which riders or options that you have.
You can not add it to a health insurance policy.
Posted: Wed Jan 30, 2013 04:44 pm Post Subject: dRkBwTuucm
Thank you for posting somitheng so important! I have known people throughout my life with all sorts of different dissablities and have seen how people react to different things, I think education can help keep people from re/acting differently around folks with disablities. Hope you are having a wonderful weekend and congrats on the spotlight in todays blog hop, I am a new follower. :)
Posted: Sat Dec 27, 2008 01:55 am Post Subject:
I think it is important for everyone to have
Posted: Sat Dec 27, 2008 10:44 am Post Subject: insurance
LIFEAGENT........can you 'inform' me, please?.........I'm not an 'Insurance expert', but, I would like to know........when you get Life Insurance ( Whole or Term) do you AUTOMATICALLY get Disability Insurance? Do you have to ask for it 'seperate' from 'regular' Insurance? I'm just trying to look into a good, affordable Life Insurance policy for my son and I. I've had alot of good advice, from others, on this forum. Just trying to get other Experts' perspective. Thanks.
Posted: Sat Dec 27, 2008 04:09 pm Post Subject:
No, it is not automatically added. It is a rider, that you have to pay extra for. But I highly recommend this rider.
There are stand alone D.I. policies also. That do not have life insurance attached to it.
If you tell us which state you are in, we can find a local agent to call and help you.
Posted: Sat Dec 27, 2008 04:22 pm Post Subject: insurance
Thanks.......I appriciate the reply. I guess you just 'add' it on to your policy. Can you 'add' it on to ANY ( Life, Health,etc.), or does it have to be a certain one? Hope ya understand my question here.
Posted: Sat Dec 27, 2008 04:38 pm Post Subject:
You can add it to most term policies and most U.L. polices. I don't see many whole life policies that have the D.I. Option. Not all life insurance companies have this option. You will have to ask your insurance agent, when you are buying a policy, which riders or options that you have.
You can not add it to a health insurance policy.
Posted: Wed Jan 30, 2013 04:44 pm Post Subject: dRkBwTuucm
Thank you for posting somitheng so important! I have known people throughout my life with all sorts of different dissablities and have seen how people react to different things, I think education can help keep people from re/acting differently around folks with disablities. Hope you are having a wonderful weekend and congrats on the spotlight in todays blog hop, I am a new follower. :)
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