While planning a trip to Italy this summer, you may get so much caught up in the excitement of a dream vacation that like many you too simply forget planning for some basic stuffs - like travel insurance. Think practically and don’t let the absence of a few hundred dollars’ policy ruin your dream vacation. This article will help you understand why travel insurance is a must-have for travelers - whether it’s a newbie of an experienced globe-trotter. Check out the following five reasons.
1) Travel insurance is your safety net: Travel insurance policies are designed by the best industry professionals so that you can relish the moments of your best days without being worried about the possible negative phenomena that can occur without any intimation. Think of it as a safety net that will be there to protect you in case any unfortunate event takes place.
While at vacation, you can meet an accident, or caught a disease. If you carry a travel insurance, it’ll come to your rescue by paying the hospital bills. For an average cost of as little as $1-$2 each day of your trip, it can certainly help you preserve your mental peace.
2) Travel insurance covers cancellation costs: Having a comprehensive and reliable travel insurance in place should be an essential part of all travel planning. It’s advisable for every traveler that they get a travel insurance as soon as they book a trip abroad.
Today, most of the travel agencies who arrange group travel trips abroad include travel insurance in their package so that in case someone cancels his/her trip due to any unfortunate reason, travel insurance can cover the trip costs that the person has already paid out.
3) Travel insurance protects personal goods: When you travel abroad, the stuffs that you pour in in your backpack are all essentials,and without any one of them you would perhaps become clueless while in alien lands. Unfortunately, many travelers face loss or theft of their valuables. If you have a travel insurance, even if any of your precious equipments is stolen or gets damaged, you’ll get coverage for the same and your sufferings will be less.
4) Travel insurance covers expensive medical bills: None wants to stay in a hospital while during a trip to Switzerland. But the reality is, you may fall ill and may need to stay in a hospital for few days to weeks. The health care costs are skyrocketing these days and in many countries these are actually pretty high. Travel insurance will help you defend spiralling medical costs and cover those unforeseen medical emergencies.
5) Travel insurance allows for added extras: If you are an adventure traveler, you are bound to try some adrenaline activities like some winter sports on your vacation. Nowadays, most travel insurance policies include some adrenaline activities for fun lovers. If you are willing, you can also add some extreme adventure activities or coverage for winter sports such as skiing or snowboarding. Knowing that you are covered to perform any kind of activities, you can jump into anything or anywhere.
