Auto Insurance

How does a clean driving record lower your premium?

Submitted by carol on Tue, 01/24/2012 - 16:56

The National Motorists Association recently found out that nearly 28 to 49 million traffic tickets are issued each year. The ten states which record the highest number of traffic violations are Ohio, Georgia, Texas, New York, California, Virginia, North Carolina, Connecticut, Massachusetts and Pennsylvania. If you are in any one of these states, you should know that one in every seven driver is charged with some sort of traffic violation or the other.

Reading the fine print: Insurance policy exclusions

Submitted by carol on Fri, 01/20/2012 - 13:09
Purchasing insurance is vital to cover losses resulting from unexpected events and accidents. Insurance products are designed to protect you, your family and your personal property. In case of a catastrophic event, the insurance company takes care of all the ensuing costs. Purchasing an insurance policy doesn’t cover each and every one of your losses by default. Never be under that misconception. Insurance companies list certain events and incidents which are not covered by their policy. These specific set of events and incidents are known as exclusions.

DUI: It costs more than a drink

Submitted by carol on Wed, 01/18/2012 - 13:18

“Don’t drink and drive” is a common message we adhere to in our daily lives almost without thinking. It keeps you, your car, your passengers as well as pedestrians out of danger, and reduces the chances of damaging property. Now it does happens sometimes that you have had a few drinks and you need to drive back home. This is the point where things start getting dangerous. Alcohol impairs judgment and basic functions like vision and perception.

How to Find Cheap DUI Car Insurance Rates

Submitted by carol on Sat, 09/10/2011 - 05:36
Driving under the influence of drugs or alcohol can have a dramatic impact on your life and will cause you to look for cheap DUI car insurance rates. A DUI conviction goes onto your permanent record within the state and will show on your driving record for the next ten years in most states. Some states will even show it beyond ten years, depending on the state and their specific DUI policies.

Steps to obtain auto insurance for teachers

Submitted by carol on Sat, 10/09/2010 - 12:10
Teachers are a vital segment of our society and so it's important that our special auto insurance policies should appreciate their hard work. Teachers cause lesser expenses to be incurred by our carriers and bear a lower risk potential. That's one good reason why most teachers obtain discounts while applying for auto insurance. In order to avail such discounts, a teacher may follow a few easy steps - Get an employment proof You'll need to prove that you're actually a teacher in order to qualify for such coverage.

Steps to file your accident insurance claim

Submitted by carol on Fri, 08/06/2010 - 05:57

Most of the Accident insurance claims are meant for minor fender benders, broken windshields etc. At times you may need to file claims regarding your medical costs, property damages or wage losses. You might need to push your carrier and have patience while working towards your claim. You may follow a few steps to ensure a good compensation-

Contact your insurer

How to find new auto insurance for your car

Submitted by carol on Fri, 03/12/2010 - 12:07
In order to obtain a new insurance policy you'll need to establish a good bonding with your prospective carrier and agent. A detailed explanation of your coverage needs would help you pick the right policy, irrespective of whether you wish to cover a new car or an old one. It's natural for you to compare the policy prices, but there are certain other factors that  determine your coverage worth and the related premiums. Compare insurance providers  All insurance providers don't have the same financial strength.
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