Most homeowners have no clue about the stuff that their home insurance policy covers.
More than 30% of the US households believe that flood damage and earthquake are covered by standard home insurance policies.
When record-setting snows layer the Northeast of the country and tornados sway the South, a majority of homeowners find themselves standing with inadequate insurance coverage than what they had expected.
Low mortgage rates and affordable homes after the housing-bubble are attracting many buyers - especially the millennials, who are newly into a job, and are frustrated due to the ever increasing house rents.