Insurance

Home owners insurance: Factors that determine your coverage needs

Submitted by carol on Tue, 03/02/2010 - 11:23
It's a painful experience for anyone of us if our house goes down wasting our life long efforts to build it. Catastrophic floods, storms and fires may cause such damages and destroy our family's future. Even though most of these disasters are "Acts of God",  we can certainly prepare ourselves for such unforeseen events. A few good steps might just save us from losses both in terms of lives and property.

Canceling auto insurance – Top 5 things to know

Submitted by carol on Mon, 02/08/2010 - 13:01
You may have to travel to a different country on long-term, get settled in another state or simply move from one insurer to another, which is why you need to cancel your auto policy. So that you do not have to spend a lot of money later, you need to go through a proper cancellation process. Here is what you must do to properly cancel your auto insurance policy:
  1. Inform insurance company: Call your insurer to inform him of your plans of cancellation.

Earthquake loss claims in Haiti reveal poor insurance scenario

Submitted by carol on Wed, 01/27/2010 - 04:49
The recent devastating earthquake in Haiti has left its people aghast. As they gradually recover, they are looking around for means to resurrect their lives. But the insurance scenario in Haiti is so poor that adjusters have seen very few claims to compensate for losses after the devastation. Most of the buildings in the Republic had no insurance whereas the losses incurred are quite significant. Despite the Republic being an active participant in the Caribbean Catastrophe Risk Insurance Facility since 2007, the funds that resources say to have been collected will not compensate the loss.

Secure the festival of Christmas with festival insurance

Submitted by carol on Sat, 12/19/2009 - 09:46
With Christmas almost around the corner shopping must be in full swing for so many of you. It is a time of festivities and a lot of happiness, sharing and giving unto others the yuletide spirit. Christmas is the time we forget all our worries and unite in a common feeling of happiness. Just a word of caution especially for you – with all the celebrations all around you may become a little inattentive.

Restaurant insurance – How to get the best quotes

Submitted by carol on Fri, 10/30/2009 - 12:16
If you have a restaurant you will need restaurant insurance to protect your business from being badly affected from an accident. Some times there may be unruly customers in your restaurant and some of you may want to protect the different signs and paintings within your restaurant.  You may have different needs for protection, but one common word in all of this is ‘protection’ which insurance can give you. Insurance companies have different policies and hence it is difficult to get a uniform insurance quote for all restaurants.

Bad credit score: Does it mean you are risky to insure?

Submitted by carol on Sat, 09/12/2009 - 09:38
You know how important your credit score is. It is required when you apply for new credit, new credit cards and also sometimes when you are looking for a job. Insurance companies also look at your score when they want to determine what premium they must charge from you. If you have a low credit score you will end up paying more than what you would pay if you had a good score. Relation between credit score and insurance Insurers say there is a clear and distinct relation between your credit score and insurance.

Easy steps to sell insurance

Submitted by carol on Sat, 08/29/2009 - 07:37
Selling insurance is one of the toughest jobs under the current economic crisis. You may certainly try and make things easier for you by following a few steps. Preparing lists Lead generation is the first thing that you should concentrate while selling any kind of product or service. Lead generation becomes easier if you can identify people who have the highest chances of taking your policies. It will surely save a lot of time and you will be able to figure out people who don't want your service. Cold Calling Cold calling is a challenge for you as you have to get through unknown domains.

15 Quick tips to buy burial insurance

Submitted by carol on Fri, 07/24/2009 - 12:59
Before you buy burial insurance take a look at the following 15 quick tips:
  1. Be aware of your state’s laws regarding burial insurance.
  2. Discuss your options with members of your family lawyer and find out if it is in tune with your will and estate planning (if any).
  3. Find out how much death benefit your will receive.
  4. Before you seal business with a company, make proper research about them.