Basics of Disability Insurance
None of us can predict when an accident will befall us. You may be happily working thinking that we will be as healthy as now. But what can you do if we are unable to work as a result of an accident or some medical condition? You can save for times like this with disability insurance. Disability insurance helps by replacing a part of your income when you are unable to work due to an illness or injury. Studies show that most individuals have more chances of acquiring a disability than dying.