A fire insurance claim on Thanksgiving! Well, it doesn't surprise the insurers at all.
Thousands of fire insurance claims are filed every year on Thanksgiving Day, most of the damages being caused by kitchen fires. The National Fire Protection Association or the NFPA has pointed out that deep fryer fires lead to multiple accidents on Thanksgiving, which not only result in deaths and injuries, but also cause property damage of more than $15 million each year.
Hot oil and turkey can be a lethal combination, if not treated carefully. The insurance companies constantly warn against the cooking fires on Thanksgiving, so that on that special day when you're supposed to enjoy with family and friends, your home should be safe and not in flames.
Tips for the cautious
Your home insurance will compensate for the property damages and medical treatments, in all probability, after a house fire. However, you'll have to go through the pain and suffering along with a lot of other hassles. You obviously wouldn't want that on the Thanksgiving Day, right? Why don't you stay cautious, so that you can avoid the fire disasters in the first place?- Try to arrange the cooking outside the house. Avoid garages, patios and don't set up the fire arrangements near trees.
- Never leave the turkey or the hot fryer unattended.
- Turn off the fuel or flame before adding turkey into the hot oil. There's no need to hasten it up, since you may cause oil spills.
- Keep fire extinguishers and water close at hand, to douse the fire during emergencies.
- Make sure your home insurance policy covers the fire risks. Keep your policy safe, away from the cooking place, and locked in a fire-proof location.
The call for travel insurance
Thanksgiving is also one of the busiest times in the year, when people plan their holiday trips. Thereby, the need for travel insurance is also felt more at this time of the year. Having a travel insurance means that the policyholder will be covered against uncertain weather conditions, flight cancellations or delays, train re-scheduling etc. Besides, auto accidents are also frequent due to the rush and congestion at the time. Reviewing your auto insurance policy is also recommended, so that you can stay prepared by knowing the details and extent of your coverage. Insurers are definitely there to offer timely protection to you during the untimely mishaps. Your policy will offer you the peace of mind. However, isn't prevention always better than cure? You'll need to stay cautious so that you can enjoy your holidays to the fullest.Blog Category