Pet Insurance

Since you are already reading this, I may believe that you love your pet or at least think getting pet insurance is not foolish. Your pet’s health surely is as important as your health. Just like you, your pet might fall sick and when it does treatment can become expensive. So, saving through pet care insurance would be a good idea. When we say pet insurance we mean the kind of policy that covers the health of your pets when they fall sick. Studies show that every year, 1 in 3 cats and dogs fall ill or get injured and need to be taken to the vet. With treatment becoming more effective as technology improves continuously, the cost of treatment for your pets also has risen. So you may have to pay hundreds or thousands of dollars for providing medical treatment to it. Your insurance company will usually provide pet insurance coverage in the even of

• Lameness
• Bites
• Ear infection
• Cuts/lacerations
• A growth
• Swallowing of a foreign body
• Gastro-enteritis
• Abscess
• Accidents on the road or traffic

It is better that you have some cover for your pet rather than not having any at all. When it comes to pet insurance, the more comprehensive the policy, the more expensive it will be. But make sure that you have not underinsured your pet. The breed of animal that you have will sometimes influence the cost of the policy that you can buy for them. There are some companies that that charge you according to your needs and some companies who charge you like any other company would. This means that if there is a rise in the claim, the price for each policy may be put up irrespective of who made the claim. Most of us usually don’t remember to check our pet insurance policies when our pets grow older. Many a times the insurance company may increase your premiums if your pet happens to suffer from an illness during the tenure of the policy. For older pets too your insurance company might increase your premiums. Take care to get pet health insurance while your pet can be covered. If your pet gets older an insurance company might not want to insure your pet. Age limit for pet insurance is usually 8-10 years. Check with the insurance company about the circumstances in which your pet’s insurance policy will seize to exist. Pets make you feel wonderful. If you own pets it is your responsibility to take care of them. They also fall ill just like you. So if you want that your pet should be taken care of properly, pet insurance would do the trick for you.