We are going to have an office party during the holidays. Do I need to be concerned if we serve alcohol at the event?
Total Comments: 14
Posted: Wed Sep 22, 2010 12:50 am Post Subject:
Commercial liability policies generally BEGIN at $1,000,000 coverage. That's not low compared to personal insurance standard limits.
Posted: Mon Nov 15, 2010 07:47 am Post Subject:
Your information was really helpful for me. Very good and cool, Thank you for your sharing. Good informative article, I'd like to know more about it.
Posted: Tue Dec 14, 2010 01:18 pm Post Subject:
Shouldn't be too much of a problem to serve alcohol, but you'll want to make sure you're covered in case anything happens. There's an good article about it if you want to check it out
Posted: Tue Dec 14, 2010 08:38 pm Post Subject:
Shouldn't be too much of a problem to serve alcohol
LiLoLu . . . If you are commenting about serving alcoholic beverages to employees in the workplace, or at a sponsored event, you can be sure that the Workers' Compensation insurer will not be happy to receive a claim. It can be an exclusion in the contract. It would leave the employer exposed to liability for an employee's losses, and in that case the CGL insurer won't be any happier.
There have been huge civil suits brought by employees who claimed they did not get promotions because they refused to attend such parties, or felt pressured to consume alcoholic beverages in order not to suffer other adverse consequences, and then were involved in traffic accidents or other incidents as a result. Those aren't WC claims, either.
So "not much of a problem" can easily explode into a big headache.
Posted: Wed Sep 22, 2010 12:50 am Post Subject:
Commercial liability policies generally BEGIN at $1,000,000 coverage. That's not low compared to personal insurance standard limits.
Posted: Mon Nov 15, 2010 07:47 am Post Subject:
Your information was really helpful for me. Very good and cool, Thank you for your sharing. Good informative article, I'd like to know more about it.
Posted: Tue Dec 14, 2010 01:18 pm Post Subject:
Shouldn't be too much of a problem to serve alcohol, but you'll want to make sure you're covered in case anything happens. There's an good article about it if you want to check it out
Posted: Tue Dec 14, 2010 08:38 pm Post Subject:
Shouldn't be too much of a problem to serve alcohol
LiLoLu . . . If you are commenting about serving alcoholic beverages to employees in the workplace, or at a sponsored event, you can be sure that the Workers' Compensation insurer will not be happy to receive a claim. It can be an exclusion in the contract. It would leave the employer exposed to liability for an employee's losses, and in that case the CGL insurer won't be any happier.
There have been huge civil suits brought by employees who claimed they did not get promotions because they refused to attend such parties, or felt pressured to consume alcoholic beverages in order not to suffer other adverse consequences, and then were involved in traffic accidents or other incidents as a result. Those aren't WC claims, either.
So "not much of a problem" can easily explode into a big headache.
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