What sort of policies should I look at for my new business?
Total Comments: 13
Posted: Wed Jul 28, 2010 03:32 pm Post Subject:
At a minimum, look at General liability – to cover liability risks that can happen due to your operations or on your premises. Workers Compensation insurance covers injuries to your employees.
Posted: Wed Jul 28, 2010 03:36 pm Post Subject:
I would recommend looking at Workers Compensation to cover yourself, even if you do not have employees. Most health insurance policies exclude injuries sustained during the course of employment.
Posted: Wed Jul 28, 2010 03:38 pm Post Subject:
If you will be driving an automobile on behalf of the business, you will want to look into a Business Auto policy.
Posted: Wed Jul 28, 2010 03:41 pm Post Subject:
A Business Owners Policy is designed for small businesses. It can provide coverage for your property and liability.
Posted: Wed Jul 28, 2010 11:19 pm Post Subject:
I would recommend looking at Workers Compensation to cover yourself
A far better choice would be an "occupational" disability income policy. It provides protection for total disability from injuries or illnesses that occur on or off the job.
Workers' Comp will only cover those things that occur in the course of employment, or arise out of employment. If it happens off the job, there is no coverage. By itself, WC is inadequate for most business owners.
Most health insurance policies exclude injuries sustained during the course of employment.
This is only true if the claim is covered by WC. But the real issue is not so much the medical claims, it is the loss of income due to total disability. Medical insurance does not address that.
Posted: Thu Jul 29, 2010 01:20 am Post Subject:
A far better choice would be an "occupational" disability income policy. It provides protection for total disability from injuries or illnesses that occur on or off the job.
Exactly, individual disability insurance is far more usefull than workers compensation insurance. All business owners should have it.
Posted: Mon Aug 16, 2010 09:02 am Post Subject:
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I think Liability Insurance is best for business. Liability insurance insures against liability legally imposed upon your business because of the negligence of the business or its employees. Put another way, it protects your business when the business is sued for negligence.
I think Liability Insurance is best for business. Liability insurance insures against liability legally imposed upon your business because of the negligence of the business or its employees. Put another way, it protects your business when the business is sued for negligence.
Shameless plagiarism from another post elsewhere in the forum.
Posted: Tue Oct 26, 2010 06:21 am Post Subject:
You can purchase business insurance for nearly every operation and risk your business faces. In fact, with so many options available, it is hard to determine what type of coverage you need.
Posted: Wed Jul 28, 2010 03:32 pm Post Subject:
At a minimum, look at General liability – to cover liability risks that can happen due to your operations or on your premises. Workers Compensation insurance covers injuries to your employees.
Posted: Wed Jul 28, 2010 03:36 pm Post Subject:
I would recommend looking at Workers Compensation to cover yourself, even if you do not have employees. Most health insurance policies exclude injuries sustained during the course of employment.
Posted: Wed Jul 28, 2010 03:38 pm Post Subject:
If you will be driving an automobile on behalf of the business, you will want to look into a Business Auto policy.
Posted: Wed Jul 28, 2010 03:41 pm Post Subject:
A Business Owners Policy is designed for small businesses. It can provide coverage for your property and liability.
Posted: Wed Jul 28, 2010 11:19 pm Post Subject:
I would recommend looking at Workers Compensation to cover yourself
A far better choice would be an "occupational" disability income policy. It provides protection for total disability from injuries or illnesses that occur on or off the job.
Workers' Comp will only cover those things that occur in the course of employment, or arise out of employment. If it happens off the job, there is no coverage. By itself, WC is inadequate for most business owners.
Most health insurance policies exclude injuries sustained during the course of employment.
This is only true if the claim is covered by WC. But the real issue is not so much the medical claims, it is the loss of income due to total disability. Medical insurance does not address that.
Posted: Thu Jul 29, 2010 01:20 am Post Subject:
A far better choice would be an "occupational" disability income policy. It provides protection for total disability from injuries or illnesses that occur on or off the job.
Exactly, individual disability insurance is far more usefull than workers compensation insurance. All business owners should have it.
Posted: Mon Aug 16, 2010 09:02 am Post Subject:
Email marketing is essential to your WordPress website and using the best WordPress Newsletter plugin is very important.
The WordPress Newsletter plugin will blow your mind away with its vast range of powerful, usable, reliable and unique features which is has to offer. It makes mass email campaigns a breeze and allows you to sit back while your newsletters are being sent out.
You can manage multiple mailing lists, subscribers, custom fields, email themes and much more. Importing your existing email subscribers is easy and when you are ready to send out a bulk email newsletter, the plugin will show statistics of emails sent out and read.
Newsletter Software
Posted: Wed Aug 18, 2010 09:39 am Post Subject:
Hey guys,
I think Liability Insurance is best for business. Liability insurance insures against liability legally imposed upon your business because of the negligence of the business or its employees. Put another way, it protects your business when the business is sued for negligence.
Newsletter Software
Posted: Wed Sep 01, 2010 02:14 am Post Subject:
I think Liability Insurance is best for business. Liability insurance insures against liability legally imposed upon your business because of the negligence of the business or its employees. Put another way, it protects your business when the business is sued for negligence.
Shameless plagiarism from another post elsewhere in the forum.
Posted: Tue Oct 26, 2010 06:21 am Post Subject:
You can purchase business insurance for nearly every operation and risk your business faces. In fact, with so many options available, it is hard to determine what type of coverage you need.
Business Insurance
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