Credit assessment calculator helps to evaluate your credit rating Evaluate your credit rating with the help of this calculator. Find out how your creditors are going to rate you, whether as good, fair or poor. No. of Days Late 30 - 59 60 - 89 90 plus Consumer loan payments Mortgage or rent payments Bankruptcy last 2 years Yes No Bankruptcy 3 to 7 years Yes No Foreclosure last 2 years Yes No Foreclosure 3 to 7 years Yes No Open lien Yes No Reset Your Credit is: