by helpyouguys » Sat Jul 17, 2010 02:22 pm
Dental insurance
Nowadays like loans you have insurance for anything and everything. Oral or dental care is also a part of it. Eye is another area where you get insurance. Hence it is important to know what the dental and vision issues are that can get insurance cover. There are various types of dental insurance plans. They are individual dental insurance, family dental insurance and small business group coverage. Not all problems are covered under these plans.
Be it teeth whitening or gum lifting or reconstruction or root canal treatment, all is covered under some plan or the other. It is no longer expensive to have a smile makeover. This is indeed a value added benefit for individuals, self employed as well as small businesses.
Eye insurance cover
As for eye insurance, also known as vision insurance focuses on total eye health with unique benefit features that go beyond the regular eye check up. Like dental insurance plan, vision also has various plans for eye care. There is cover for comprehensive eye exam, eyeglasses, contact lenses, or laser eye surgery and so on.
Though your traditional health insurance will cover eye accidents, vision insurance caters to regular glasses and lenses. This is more a wellness policy than a health cover. Cataracts and glaucoma surgeries are also taken care of if you have vision insurance. Since the premium is a tiny amount, it is wise to go in for dental and vision insurance cover that can help to keep you smiling and seeing clearly.
Nowadays like loans you have insurance for anything and everything. Oral or dental care is also a part of it. Eye is another area where you get insurance. Hence it is important to know what the dental and vision issues are that can get insurance cover. There are various types of dental insurance plans. They are individual dental insurance, family dental insurance and small business group coverage. Not all problems are covered under these plans.
Be it teeth whitening or gum lifting or reconstruction or root canal treatment, all is covered under some plan or the other. It is no longer expensive to have a smile makeover. This is indeed a value added benefit for individuals, self employed as well as small businesses.
Eye insurance cover
As for eye insurance, also known as vision insurance focuses on total eye health with unique benefit features that go beyond the regular eye check up. Like dental insurance plan, vision also has various plans for eye care. There is cover for comprehensive eye exam, eyeglasses, contact lenses, or laser eye surgery and so on.
Though your traditional health insurance will cover eye accidents, vision insurance caters to regular glasses and lenses. This is more a wellness policy than a health cover. Cataracts and glaucoma surgeries are also taken care of if you have vision insurance. Since the premium is a tiny amount, it is wise to go in for dental and vision insurance cover that can help to keep you smiling and seeing clearly.
Posted: Sat Jul 17, 2010 04:58 pm Post Subject: insurance
Are you talking about ACTUAL Insurance or the 'discount savings' thing?
. Since the premium is a tiny amount,
The premium for WHAT Insurance company? Premiums differ from Insurance to Insurance.Posted: Mon Jul 19, 2010 01:17 am Post Subject:
or laser eye surgery and so on. . . .
Cataracts and glaucoma surgeries are also taken care of if you have vision insurance.
It's really annoying having to correct your misinformation. "Vision insurance" covers none of these things. At best, laser eye surgery can be obtained at a discount through one's vision plan, but the plan will not cover any of the cost. It is considered "elective cosmetic surgery" which is a routine exclusion.
"Vision insurance" is also not "health insurance" in the sense that it covers medical eye conditions such as cataracts or glaucoma. Your optometrist may detect those things, but you will need to see an ophthalmologist for the necessary care, which will only be covered under a medical insurance policy, HMO, or PPO/EPO/POS plan.
As for "tiny" premium amounts . . . with tiny premiums come equivalent coverage.
Helpyouguys, please stop doing a disservice to those of us who are licensed agents or those who are laypersons that visit here hoping to get good information . . . and stop posting your often incorrect or incomplete information.
Posted: Fri Sep 17, 2010 11:10 am Post Subject:
with tiny premiums come equivalent coverage.
Definitely! There's no guarantee that all that suits your budget will fit your needs. In addition, to get any of your medical eye conditions covered under it, you must obtain a certificate that's duly signed by your ophthalmologist.
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