by MaxHerr » Mon Aug 30, 2010 12:54 pm
From one of the health insurance companies I represent on the rules regarding coverage under children-only health policies and being forced to discontinue sales of health insurance policies covering children only:
New federal rules require guaranteed issue (GI) of coverage for individuals under the age of 19 and no corresponding coverage requirement. These conditions have the potential to significantly increase the cost of premiums and make coverage unaffordable.
That, coupled with the fact that the following states have ended sales of policies covering children only on 10-01-2010:
AK, AR, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KS, KY, LA, MI, MO, MS, NC, NE, NV, PA, SC, TN, TX, VA, WV, and WY.
Add to that CT and OH on 11-01-2010, and MD and OK when they decide on their implementation dates, and you have 31 of 50 states that have told insurance companies "No more health insurance policies for children only. If they need coverage, they MUST be added to a parent's policy."
Maybe the parent cannot afford coverage for herself and her child, but knows the value of and is willing to pay for coverage to protect her child alone. No more . . . not under Obamacare in almost 60% of the states on 10-01-2010.
That's your government at work . . . ruining the commercial health insurance industry and America at the same time!
Consider who and what you are voting for in November. Reelect the same idiots who have gotten us into this mess (and others) and you can expect more of the same. Federal - state - local -- the problem is real, and the problem is growing, and it is not just about healthcare.
New federal rules require guaranteed issue (GI) of coverage for individuals under the age of 19 and no corresponding coverage requirement. These conditions have the potential to significantly increase the cost of premiums and make coverage unaffordable.
That, coupled with the fact that the following states have ended sales of policies covering children only on 10-01-2010:
AK, AR, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KS, KY, LA, MI, MO, MS, NC, NE, NV, PA, SC, TN, TX, VA, WV, and WY.
Add to that CT and OH on 11-01-2010, and MD and OK when they decide on their implementation dates, and you have 31 of 50 states that have told insurance companies "No more health insurance policies for children only. If they need coverage, they MUST be added to a parent's policy."
Maybe the parent cannot afford coverage for herself and her child, but knows the value of and is willing to pay for coverage to protect her child alone. No more . . . not under Obamacare in almost 60% of the states on 10-01-2010.
That's your government at work . . . ruining the commercial health insurance industry and America at the same time!
Consider who and what you are voting for in November. Reelect the same idiots who have gotten us into this mess (and others) and you can expect more of the same. Federal - state - local -- the problem is real, and the problem is growing, and it is not just about healthcare.
Posted: Thu Sep 23, 2010 02:32 am Post Subject:
You need to blame them all. Insurance companies, medical providers, the government (both the Repubs and Dems, attorneys, the general public. Its a big vicious circle with all parties involved.
You're absolutely right!
The single biggest problem in the circle, however, is Congress. Because they trotted out their plan, the people reacted negatively, and rather than be responsive to the electorate and start over to come up with something the people could support, they chose to ram this faulty design down our throats or up our butts, which ever end you choose to look at it from. (Some might even say we got from both ends, and I would probably not disagree.)
The insurance companies are not blameless, nor are doctors and hospitals, or patients, or those without insurance who go to the emergency rooms instead of the urgent care centers where the cost is 1/10 as much as at the ER.
But to fail to listen to the people who carry the power of the vote . . . we'll see the effect of that in just a few more weeks.
Posted: Sat Nov 20, 2010 02:22 am Post Subject:
I did a blog post and a video about this back in September.
Health care reform is hurting children
It stinks. They really didn't think this through.
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