I hav a pet retriever who’s been keeping ill of late. My vet’s bills are getting sky high. Is there any insurance for pets? If yes how can I buy one?
Total Comments: 12
Posted: Wed Nov 09, 2011 03:10 pm Post Subject:
Get ready for a tremendous spike in premium.
Are the premiums going to be hiked even for a person who's absolutely healthy with no pre-existing conditions???
For those who were naive enough to believe Obama and the Democrats. . . who shoved the PPACA down the throats of (a) 285,000,000+ insured Americans and (b) the health insurance industry that THOUGHT it had worked out an agreement on how to do this whole bit of nonsense when it left the closed-door meeting a month or so before the law was passed in secret on a weekend . . . were being 100% truthful when they said, "This law will make health insurance less expensive," you will soon be getting what you deserve for listening to, and believing, highly practiced liars. After all, you've been reelecting them for years (some of them for decades).
When you tell an insurance company -- which is in business to make a profit (this IS capitalism at work, you know) -- that it (a) must cover persons who have preexisting conditions and (b) must pay unlimited medical expenses over a person's lifetime and (c) must provide a lifetime of "preventive" health care services with no out-of-pocket cost to the insured, only a FOOL would believe that would have no effect on the cost of health insurance, or, worse yet, would reduce the cost.
Yes, the healthy will subsidize the cost of insurance for the unhealthy, the young will subsidize the cost of insurance for the aged. We have been doing exactly that with Social Security and Medicare since 1937 and 1966, respectively. If you were born in or after 1960, I can almost guarantee that long before you reach your current Social Security "full retirement age" of 67 in the year 2027 or later, that age will be moved to 72 - 75 - 77 or older. What you are paying into today will NOT EXIST as you know it today. It can't, because there is currently a $115,000,000,000,000+ UNFUNDED LIABILITY projected for Social Security, Medicare, and the Prescription Drug Plan to the year 2080 (that's 115 TRILLION dollars and growing, friend!) that will probably be doubled by 2027 if nothing were to change between now and then.
We don't have the ability to pay off that liability today, and we won't have the ability to do so in 10-20-50-100 years. Unless we simply print more money to do so, in which case, your investment today in a company like Kimberly-Clark (the Kleenex and toiler paper giant) will pay off handsomely, because the TP will be far more valuable than the almighty US dollar at that point.
But that's Congress's only current Plan B -- to sell more debt (or print more money, it's the same thing).
If you don't like the sound of that, vote Obama and the Democrats and the Republicans out of office and replace them all with people who actually understand what it means to own and/or run a business. Not career politicians who know nothing other than what lies it takes to get elected the first time and then to get reelected every two, four, or six years.
The health care system, including the insurance side of it, in America was not broken when Congress stepped in to "overhaul" it. It was working for 85% of the population that was insured at the time. Not perfectly, because nothing other than Jesus is perfect, but it was working. Now we're on a short path to the cliff over which health insurance will be forced to commit suicide and be replaced by a single-payer system sometime in or after 2014. That outcome is a foregone conclusion unless the PPACA is dismantled or thoroughly reworked with the cooperation of the health insurance industry.
Why? Because you cannot force insurance companies -- or any company of any type -- to LOSE money in the normal course of events. They will simply give up and go find something else to do with their money and contracts. And, as an insurance agent or not, I would applaud them for doing so. We outlawed slavery 150 years ago, but there are some in Congress who are attempting to bring it back in a more insidious form than we have ever witnessed.
Either "OBAMACARE" will be doomed to extinction, or the US will extinguish itself as a result of its implementation. Those are the only two possible outcomes under the current law.
Posted: Wed Nov 09, 2011 03:25 pm Post Subject:
This conversation has certainly wandered far from the original question of pet health insurance.
Posted: Wed Nov 09, 2011 03:10 pm Post Subject:
Get ready for a tremendous spike in premium.
Are the premiums going to be hiked even for a person who's absolutely healthy with no pre-existing conditions???
For those who were naive enough to believe Obama and the Democrats. . . who shoved the PPACA down the throats of (a) 285,000,000+ insured Americans and (b) the health insurance industry that THOUGHT it had worked out an agreement on how to do this whole bit of nonsense when it left the closed-door meeting a month or so before the law was passed in secret on a weekend . . . were being 100% truthful when they said, "This law will make health insurance less expensive," you will soon be getting what you deserve for listening to, and believing, highly practiced liars. After all, you've been reelecting them for years (some of them for decades).
When you tell an insurance company -- which is in business to make a profit (this IS capitalism at work, you know) -- that it (a) must cover persons who have preexisting conditions and (b) must pay unlimited medical expenses over a person's lifetime and (c) must provide a lifetime of "preventive" health care services with no out-of-pocket cost to the insured, only a FOOL would believe that would have no effect on the cost of health insurance, or, worse yet, would reduce the cost.
Yes, the healthy will subsidize the cost of insurance for the unhealthy, the young will subsidize the cost of insurance for the aged. We have been doing exactly that with Social Security and Medicare since 1937 and 1966, respectively. If you were born in or after 1960, I can almost guarantee that long before you reach your current Social Security "full retirement age" of 67 in the year 2027 or later, that age will be moved to 72 - 75 - 77 or older. What you are paying into today will NOT EXIST as you know it today. It can't, because there is currently a $115,000,000,000,000+ UNFUNDED LIABILITY projected for Social Security, Medicare, and the Prescription Drug Plan to the year 2080 (that's 115 TRILLION dollars and growing, friend!) that will probably be doubled by 2027 if nothing were to change between now and then.
We don't have the ability to pay off that liability today, and we won't have the ability to do so in 10-20-50-100 years. Unless we simply print more money to do so, in which case, your investment today in a company like Kimberly-Clark (the Kleenex and toiler paper giant) will pay off handsomely, because the TP will be far more valuable than the almighty US dollar at that point.
But that's Congress's only current Plan B -- to sell more debt (or print more money, it's the same thing).
If you don't like the sound of that, vote Obama and the Democrats and the Republicans out of office and replace them all with people who actually understand what it means to own and/or run a business. Not career politicians who know nothing other than what lies it takes to get elected the first time and then to get reelected every two, four, or six years.
The health care system, including the insurance side of it, in America was not broken when Congress stepped in to "overhaul" it. It was working for 85% of the population that was insured at the time. Not perfectly, because nothing other than Jesus is perfect, but it was working. Now we're on a short path to the cliff over which health insurance will be forced to commit suicide and be replaced by a single-payer system sometime in or after 2014. That outcome is a foregone conclusion unless the PPACA is dismantled or thoroughly reworked with the cooperation of the health insurance industry.
Why? Because you cannot force insurance companies -- or any company of any type -- to LOSE money in the normal course of events. They will simply give up and go find something else to do with their money and contracts. And, as an insurance agent or not, I would applaud them for doing so. We outlawed slavery 150 years ago, but there are some in Congress who are attempting to bring it back in a more insidious form than we have ever witnessed.
Either "OBAMACARE" will be doomed to extinction, or the US will extinguish itself as a result of its implementation. Those are the only two possible outcomes under the current law.
Posted: Wed Nov 09, 2011 03:25 pm Post Subject:
This conversation has certainly wandered far from the original question of pet health insurance.
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