by Guest » Mon Oct 30, 2006 05:24 am
Hey my dear community friends. I'm so cursed...and yet its unbelievable!
I jus came back after serving my 3 years in a shipping corp. only to discover my sweet home and my truck in such a plight as might only be trudged by a tough storm, atleast thats what my neighbors and the local authority gotta say.
I'm yet to find out the real culprit--be it a tornado or the straightliners !
...also not known if the homeowner's insurance would pay me more had the damage been caused by a tornado...would certainly be grateful if you can list the factors which really count towards filing my claim.
regrds, JoseRT.
I jus came back after serving my 3 years in a shipping corp. only to discover my sweet home and my truck in such a plight as might only be trudged by a tough storm, atleast thats what my neighbors and the local authority gotta say.
I'm yet to find out the real culprit--be it a tornado or the straightliners !
...also not known if the homeowner's insurance would pay me more had the damage been caused by a tornado...would certainly be grateful if you can list the factors which really count towards filing my claim.
regrds, JoseRT.
Posted: Mon Oct 30, 2006 06:12 am Post Subject: Are you sure its not flood?
Hi, my friend there are certainly a number of factors which would be taken into account while your insurance co. decides about paying you up. These factors include the dollar worth of the deductible, the nature of the damage caused and the nature of the insurance policy that you've got. But don't forget that incase its been a flood damage it won't be covered by either of your homeowners, renters or property policies.
thanx, F.Rodrigues
Posted: Mon Oct 30, 2006 06:46 am Post Subject:
My piece of information might just help you as well. I just got my truck damaged due to hail a few days back but it was drivable. So I had to chance upon meeting my adjuster during the daytime near my place of work.
Rest assured, adjusters are people who'd find sometime during the day to pay a visit to your home in order to scale the damages caused at your house as well as other immobile properties. Stacey Chapman
Posted: Mon Oct 30, 2006 09:36 am Post Subject: thanks
hi! its pretty evident from past instances that any financed or leased car has a comprehensive coverage working on it, though the deductible varies in amount. Its for sure that the comprehensive insurance is designed to cover for any such peril as that of damages caused by hail or storms.
As the calculations go, suppose you have a $250 worth of deductible on your car. In this case your insurer is subject to pay for all upto the value of your car, excepting the $250.
Thanks for sharing your concern with the community!
Fatman
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