How long can I go without insurance?

by jessicarossinsurance » Wed Sep 27, 2017 08:49 am

Hi,

I think I read somewhere the max I can go without insurance without being penalized is 3 months? How is 3 months calculated? is it flat 90 days?

I can have my HR backdate my insurance till like beginning of June so the gap is 3 months but I would owe the premiums from June till now which comes out to about $600.

My question is, is it better to backdate it to June and not pay any penalty or just start my coverage from now and pay the penalty for the months that I went without insurance?
Please help.

Thanks!

I didn't find the right solution from the Internet.

References:http://www.city-data.com/forum/health-insurance/2825499-how-long-can-i-go-without.html

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Total Comments: 2

Posted: Wed Sep 19, 2018 08:53 am Post Subject:

If you have a gap in coverage of 3 months or longer and you're not eligible for one of the other exemptions from the penalty, you'll have to pay 1/12 of the total penalty times the number of months you were uninsured.
Visit www.insuranceproaz.com for more information.

Posted: Wed Sep 19, 2018 08:53 am Post Subject:

If you have a gap in coverage of 3 months or longer and you're not eligible for one of the other exemptions from the penalty, you'll have to pay 1/12 of the total penalty times the number of months you were uninsured.
Visit www.insuranceproaz.com for more information.

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