by Guest » Thu Jan 04, 2007 08:31 pm
My business has been down with a rooftop hvac(heating and air) fire. there is currently a dispute between my ins and the landlord over who is responsible. My lawyer says my ins should cover it and subrigate against the landloard if he feels the landloard is responsible. they wont
My ins also so far will not cover vent cleaning wall and rug smoke damage as they say they are not betterments by me. (i baught a pre existing busness and the lease was assigned to me). Landloard is resistant to covering anything.
My ins also so far will not cover vent cleaning wall and rug smoke damage as they say they are not betterments by me. (i baught a pre existing busness and the lease was assigned to me). Landloard is resistant to covering anything.
Posted: Mon Apr 02, 2007 09:53 pm Post Subject:
I'm not a property adjuster so this is getting a little out of my scope but I still think the orginal situation exists... is _your_ insurance going to handle the loss? You mention that they are looking into the damage but don't mentioned if the initial coverage issue has been resolved.
I can see that your policy may only cover "fire" and that your carrier might be viewing this as a mechanical breakdown or a power surge but I think there is a very fine line here. I don't know if I can really mention more without knowing the whole situation and reviewing all of what was known... again, I'm also not a property adjuster so I don't know much about the property coverage.
Please keep us informed. I'm really interested to hear what happens.
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