by knig188 » Sun Nov 04, 2007 04:47 am
This is something that I've always wanted to know. I'm not sure if the answer is state specific or not, but how long deos a person have to be missing before a life insurance company will pay a death claim??
Posted: Tue Mar 19, 2013 12:51 pm Post Subject:
Posted: Wed Aug 20, 2014 05:56 pm Post Subject: missing person
can you collect on a policy when you obtained the policy after the person was already missing for six months or less ? and all payments were made? we had no thought of him being dead but it has been seven years, should we stop paying for the policy?
Posted: Fri Aug 22, 2014 04:36 am Post Subject:
You purchased insurance on someone who was not present to sign an application for insurance? Sounds like a fraudulent application, in which case the death claim is not likely to be paid and all premiums paid will be refunded. In certain states, application fraud is a prosecutable offense.
Posted: Sat Sep 27, 2014 11:41 am Post Subject: Life insurance for people over 80
Some days my elder sister has died by cancer diseases .At that time her age was only 40.Before 15 years ago of her death she insured a policy to a life insurance company namely Alico.After her death i faces great problem to get the amount of insured policy.My problem is exactly like yours.
When anybody's age 53,he is not able to insured his life to any life insurance company.Because his age stay already at risk stage.No insurance company don't allow to insured such age of people.
Basically after 40 years of men and women faces different kinds of diseases .At the age of 50-60 many people in danger situation.
After 40 years of age men cause a great problem of his or her body.Actually this time is very risk.
When a man or woman died before his expectation ,his or her heir will faces to get such kind of problem.But all the time it does not hamper for any heir.
[link deleted per TOU]
Posted: Sat Sep 27, 2014 03:21 pm Post Subject:
Nothing in this post above is accurate.
Posted: Tue Oct 14, 2014 12:24 pm Post Subject:
The benefits of life insurance policy is not paid automatically, a person will legally declared death if a person is having any proof of missing and any proof for the death of that person. If a person is missing for a specific or an extended period of time and having no evidence then the person is still alive and if the circumstances of that person is disappear then it is believed that the person will death.
Posted: Tue Oct 14, 2014 04:14 pm Post Subject:
What? it might be helpful to get some tutoring in English.
Posted: Tue Nov 18, 2014 10:20 am Post Subject:
After you've been missing seven years, a life insurance company will pay a death claim.
Posted: Tue Nov 18, 2014 02:40 pm Post Subject:
After you've been missing seven years, a life insurance company will pay a death claim.
Based on what? An insurance company does not pay a death claim without a death certificate. Some states have laws that permit a person to be declared dead if they have been missing for a certain period of time. The number SEVEN is not a magic number.Posted: Sun Jan 11, 2015 02:16 pm Post Subject: missing daughter
my daughter has been missing for 7years. my lawyer send a certificate for presumption of death. eventually we need more evedince and police should send all the report and bring this to the court. what is the length of waiting period do I have to wait till court issued that presumption of death certificate
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