by Guest » Thu Sep 13, 2007 08:13 am
Hi, i just got in an accident. And I called to make a claim. The insurance people say that my policy is canceled, and its been canceled for 6 days. They said they sent a letter in the mail saying it's canceled but I never got anything. So what am I suppose to do now? Can anyone give me some help please? Thank you very much.
Posted: Tue Jun 25, 2013 11:42 pm Post Subject:
Auto insurance company cancelled pocily without any notification. When can insurance company cancel car insurance?
Posted: Wed Jun 26, 2013 01:22 pm Post Subject:
When can insurance company cancel car insurance?
Any time you fail to pay the premium when due. I doubt they failed to notify you, but it can happen. It is your responsibility to know when the due date is and to make payment or obtain replacement insurance on or before that date. If you can prove failure to notify (virtually impossible because they only need to put the notice in an envelope, put a stamp on it, and give it to the USPS, they do not have to prove that the USPS delivered it to you), then you are entitled to reinstatement without lapse in coverage -- if you pay the premium that was due.Think your letter carrier remembers not putting the cancellation notice in your mailbox and will testify to that in court? Or was he/she on vacation that day and the substitute will remember? Good luck on that.
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