by Guest » Sat Oct 13, 2007 06:03 am
Please help, my car was hit by a relative when it was parked in my driveway. This relative doesn't carry any insurance on her car. So, I have filed the claim with my insurer. They now want me to pay the $1, 000 deductible. This is quite a big amount for me and I wasn't at-fault. Can I avoid paying this high deductible? Can I sue my relative who doesn't have a carrier? :(
Derek
Derek
Posted: Wed Jan 16, 2013 12:30 am Post Subject: Drivers license suspended
I have a question close to this discussion. If I bumped into a window unit with my lawn mower while mowing someone's yard and it breaks the window and instead of letting me pay for the new window, which was $400.00 plus labor, the insurace company is coming after me for $2,850.00. They are telling me they can suspend my DL if I don't start paying this money to them. Can State Farm Insurance in Texas, suspend my DL if I'm disabled? And can they garnish my Disablilty Check each month? I live with my folks and just mow a few yards in the summer to make a little gas money. The insurace wants me to claim it on my folks home owners insurace.... To me, that sounds like insurace fraud, am I wrong on thinking that? Thanks for any replies to my two questions here!!
Posted: Wed Jan 16, 2013 07:59 pm Post Subject:
How is a claim involving your lawnmower associated with your auto insurance?
Contact the Texas Department of Insurance for assistance immediately. Start here: http://www.tdi.texas.gov/consumer/cpportal.html
Posted: Mon Feb 02, 2015 07:07 pm Post Subject: deductable for blood test
the hospital is charging me 693.94 for a deductible claim that my anthem pers select paid 1571.04 for e viles of blood.This is more than a car. this is for a computererized test to charge a working girl this out-of-pocket. I would have never had the blood test if it was for 993.94 dollars!...
Posted: Mon Feb 02, 2015 09:11 pm Post Subject:
It is always the insured's responsibility to know what his/her insurance covers, does not cover, and the attending deductibles, copayments, and coinsurance amounts.
The post above shows that the insured did not understand his/her health plan benefits.
I would have never had the blood test if it was for 993.94 dollars!
Obviously, your physician thought it was important, and you agreed to have your blood test performed.Still, there was absolutely nothing preventing you from inquiring with (a) the physician, (b) the laboratory/hospital, or (c) the insurance company, as to the cost, the amount of insurance coverage and applicable deductibles and/or copayments or coinsurance, or other aspects of the test, and what your approximate out-of-pocket cost would be.
If you listened to Obama and believed that your insurance company now pays for everything, you can ask him for the $693.94, and see how far that gets you.
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