group insurance

by mouse1976 » Tue Oct 11, 2011 11:03 pm

Hi friends, I heard something shocking today! Is it true that one can lose his group coverage at work due to a merger or acquisition?

Thanks for answers
:)

Total Comments: 3

Posted: Tue Oct 11, 2011 11:26 pm Post Subject:

Yes. One can lose their group insurance simply because the insurance company doesn't want to cover the group or because the group doesn't want to pay for the insurance.

Posted: Tue Oct 11, 2011 11:40 pm Post Subject:

thanks a lot for this answer:) I have already another one...for me as an employee is it more important to have a short term or a long term disability income protection?

Posted: Wed Oct 12, 2011 07:22 am Post Subject:

It is generally better to go for a long-term disability coverage.

Most disabilities may last a short time, and you may be able to financially survive a short-term disability.

However, a long-term disability can seriously threaten your finances if you don't have insurance.

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