by ArindamSenIndies » Fri Jun 22, 2007 09:55 am
Hi guyz!
I'm too eager to know the factors that influence the auto policy rates in the US insurance industry..
Thanx, ArindamSenIndies :roll:
I'm too eager to know the factors that influence the auto policy rates in the US insurance industry..
Thanx, ArindamSenIndies :roll:
Posted: Sun Sep 23, 2007 01:32 pm Post Subject:
tcope I agree with you more than a 100%. The credit-score based "insurance score" is ridiculous. As you said, it should be made illegal for insurance companies to access your scores.
Some more facts that influence your premium: if you car is garaged you can get some $ off your monthly. The mileage that you put on also affects your pricing, as well as the purpose that you use the car for; pleasure, work, school... ABS, airbags, alarm, anti-theft devices, VIN etching, LoJack etc can contribute to a lower premium. If you have taken education course such as the defensive driving class you can get 10% off. Good student discounts are also available in some companies. Your occupation can change your pricing. Your previus accident claims, as well as your violations history.
And probably a million other things affect your premium... :?
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