by Guest » Tue Sep 04, 2007 04:22 am
My sister was going between 45-55 mph on her way home from work. She was going south on Baxter springs Kansas. A deer dashed in front of her slowing down and keeping her eye on that deer three more darted in front of her. She ended up hitting two deer weighing 90 lbs. and the other 173 lbs. No one was injured but it totaled her car.
(c)
Posted: Mon Sep 03, 2007 05:06 pm Post Subject:
I'm sorry to hear that, but thank God no one was seriously injured.
Hopefully, she has gotten in touch with her adjuster and will have that taken care of soon.
If you have questons, please ask..KAren :D
Posted: Tue Sep 04, 2007 07:02 am Post Subject:
Yeah, it's a messy business. Deer would suddenly emerge out of the woods and dash on your car. And they may often cause severe damages to your car (as it happened in her case). She should get in touch with her insurance company immediately and report about the loss. In case of a ‘totaled car' the insurance company will issue you a check that will leave you more or less at the same financial condition as was before the accident. Jess
Posted: Tue Sep 04, 2007 07:51 am Post Subject: Ways to avoid deer collision
Hi! Sorry to hear that. Well I can suggest some ways to avoid deer collision on road:
1) Drive attentively and at a defensive speed so that you can stop immediately (if required) when you spot a deer.
2) Blow horn to drive the deer out of your way.
3) Use high beam headlights when you are driving through the deer inhabited area in the dark.
4) Deer normally move in a herd. If you have spotted one then it is quite possible that the other members of the heard are also lurking around. Therefore, don't get distracted and drive carefully.
5) Most of the deer/car collision occurred during the time between sunset and midnight. Therefore, be extra cautious if you are driving through a deer populated area during these hours of the day.
Moreover, it's quite true that the increase in deer population is causing some trouble to the drivers in the highways but we also have to keep it in mind that they are the precious part of our environment. Therefore, the duty of protecting them also falls on us.
Posted: Thu Sep 06, 2007 12:11 am Post Subject:
Sorry to hear about the accident - I've been there and done that - it didn't total my van, but it did a pretty good number on it, and it didn't do the deer much good, either. (Though the darn thing survived after being thrown about 50 ft. through the air!)
I hope the driver filed an immediate claim with their insurance company, and also filed a police report (if necessary) - some states require a police report in the event of a deer strike in order to process the insurance claim. No police report - no claim!
Posted: Sat Sep 08, 2007 04:45 am Post Subject:
I hope the driver filed an immediate claim with their insurance company, and also filed a police report (if necessary) - some states require a police report in the event of a deer strike in order to process the insurance claim. No police report - no claim!
I don't know of any state that attempts to dictate what an insurance company needs in order to file an animal impact claim. I also don't know of any insurance policy that would require a police report before considering the same type of claim.Posted: Sun Sep 09, 2007 04:04 pm Post Subject:
I don't know- but here you are supposed to file an accident report with the police if you are hit by a deer. My aunt was hit- or rather the deer hit her car and went through the windshield. She called the highway patrol and they filed a report and she took it to her insurance agent, and they paid.
Alot of times they won't because there is no evidence, but the police saw the deer on her car and helped remove it!..Karen
By the way- had another aunt that a deer hit her car, and they wouldn't pay, she ran into a dich- they said it would have been better if she had hit the deer, instead of avoinding it..
Posted: Sun Sep 09, 2007 06:46 pm Post Subject:
Alot of times they won't because there is no evidence, but the police saw the deer on her car and helped remove it!..Karen
By the way- had another aunt that a deer hit her car, and they wouldn't pay, she ran into a dich- they said it would have been better if she had hit the deer, instead of avoinding it..
It's not that the carrier won't pay is there is no proof of an impact with an animal, it's that it would then be considered collision (as the vehicle usually runs into a ditch or what not). Either way the loss is covered, just under a different portion of the policy. This of course assumes she had collison as well as comprehensive coverage. There may be some rare cases where a person has comprehensive (other then collision) coverage and no collision coverage.
What I mentioned is that the _state_ does not require a police report in order for the carrier to pay. The state may require a police report in order to monitor the number of deer impacts, which I can certainly understand... but lacking one won't bar the carrier from payment.
A good adjuster will tell the appraiser (who inspects the vehicle) to find evidence of a deer impact... hair, blood, etc. When a deer goes through the windshield it's pretty obvious. There is damage to the hood and of course the windshield that is consistent with an animal impact. Also, there is almost always blood and/or hair. It's a good idea not to wash the car before the carrier inspection or at least take good photos.
As always I remind people these days that most mobile phones will take photos. Take a picture of the deer and vehicle at the time of the impact.
Posted: Mon Sep 10, 2007 05:36 pm Post Subject:
Sorry about your accident, I'm in a neighboring state to you, have been an adjuster for 21years, and I will tell you from my experience alone, that easily 40% of the vehicles I inspect (within the last 12 months) have been deer hits. Used to be there was an upswing during deer season, mushroom season, harvest etc. (times when the deer were 'pushed' ) but no more it is a daily thing. Most companies will not longer require any sort of report, because frankly the authorities have too much to do to come to every deer hit, unless there is an injury (other than the deer). That being said, the adjuster or appraiser will typically be required to find 'evidence' of an animal impact (comp vs coll coverage). I have never seen a vehilce, that actually struck an animal that didn't leave behind some evidence, given your discription I wouldn't worry any about that. You don't mention that you reported the claim or if your sister has comprehensive coverage on her vehicle. As with the prior posts, have her report this loss/accident immediately.
Posted: Thu May 08, 2008 06:29 pm Post Subject: Deer in a car
i was trippin on acid and doing around 125-140 in my Audi Rs6
and all of a sudden a deer in a car passed me!
just then a polar bear hopped out of the trunk and chased me til i got to west palm beach!
Posted: Thu May 08, 2008 08:31 pm Post Subject:
The question, Codota, is: did either you or the polar bear file a police report?
Sorry, couldn't resist.
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