Do you know anything about World Financial Group (WFG)? Please be specific rather than saying stay away from them.
Thanks
May
Total Comments: 15
Posted: Tue Dec 25, 2007 07:11 am Post Subject: Merry Christmas to All!!!!
Great advise Jaunita! (as usual!)
Thanks Lori. :D
I knew I'd 'tapped' the right guy!
You surely did, Lori.
Wonderful response Mark. The post wasn't only helpful to May but I am sure it'll help many other as well. Keep up the good work friends.
Wishing you all very happy Christmas and a wonderful year ahead.
Posted: Tue Dec 25, 2007 09:31 am Post Subject:
Wonderful response Mark. The post wasn't only helpful to May but I am sure it'll help many other as well. Keep up the good work friends
. I agree, anyone searching this site for info on this outfit should pop right to this thread and be very thankful they did !
Wishing you all very happy Christmas and a wonderful year ahead.
You too Jaunita!
Posted: Wed Dec 26, 2007 06:06 am Post Subject:
Ahhh, you two just say all the best things. My ego really doesn't need any help whatsoever, but I thank you both for the kind words. I'm looking forward to finishing my book one of these days and I know I'll sell at least 3 copies. I'm sure my mom will buy one as well.
Now that May has a better idea of which companies to avoid, I feel as though I've helped strike a major blow for what's right/honest/ethical/moral in our industry.
May, when you said that your were interested in helping people to become financially independent, teaching, speaking and bringing awareness into the public forum, my eyes got all misty. Please tell me how I can help you.
However, I'm afraid the big "but" you were referring to might have to do with your credibility and experience in the marketplace.
Although your intentions certainly seem noble, please tell me why I would pay to come and see you speak about what's wrong or right in the world of insurance? Who are you and what have you done?
Please forgive me for being blunt. While I do not mean to hurt your feelings or discourage you in the least, I'm merely responding as the public would. With hundreds of hours in depositions, I am quite good at playing the devil's advocate.
You are absolutely correct when you said that if I were to look around objectively, I would see that our kids are missing something very important. I am with you 100% on that but, that is only our opinions. Their parents might feel differently about that particular subject. There is very little exposure to finance and such in our public school system and I feel that is because a large percentage of kids couldn't understand it.
These are the kids who can't read much above a 5th or 6th grade level, live for childhood icons like Tupac, and know that our financial aid system will take care of them no matter what happens. Combine this with parents who can't even pronounce macroeconomics, much less spell it, and you end up with a system that's destined to fail.
The number of people who have been using their homes as an ATM machine is staggering, but that isn't because the schools don't teach kids to manage money. That had a great deal to do with lending institutions developing a new product (ARMs) and cramming it down the throats of the American public as the best thing since Universal Life (or sliced bread).
I agree with you in that would be a fine place to teach. Maybe you should become a teacher.
Again, I applaud your efforts and always wish you the very best. Let me know how I can help steer you in a productive direction.
Mark
Posted: Wed Dec 26, 2007 10:32 am Post Subject:
Ahhh, you two just say all the best things. My ego really doesn't need any help whatsoever, but I thank you both for the kind words. I'm looking forward to finishing my book one of these days and I know I'll sell at least 3 copies. I'm sure my mom will buy one as well.
:P :D :) :lol: you're crackin' me up!
Thanks so much for the great information, you are a gem to this site...
Posted: Thu Dec 27, 2007 03:39 am Post Subject: may
Hello Mark,
Thank you for your feed back. As you wrote, lets see if I can get a direction.
First lets talk generally about education . I really do not want to get into detail but it is such a broad subject. Howard Gardner the founder of Multiple Intelligence found out that IQ ( which only measures linguistic and logical intelligence) belongs to 100 years ago. He found out that human potential goes far beyond these two intelligences. He already has discoverd 13 different intelligences. These intelligences they do work on top of one another in a complex way. So for instance if a child develops his Spatial intelligence( Visual )it has an effect on his linguistic intelligence or logical (math) intelligence.Well in our educational system we only work on linguistic and logical intelligence, so you see we are missing a whole lot . And I do not want to get into that discussion here. But our educational system is far from what it should be .
We live in a changing world , fast pace ,and witha pollution on information. Our educational system (like other countries) has not changed and has not kept up with new reasearch. There is a big gap between what it should be and what it is.
I do not need to tell you ( as I am sure you know it ) what an important role finance plays in humans life.It affects every aspect of our lives. For instance it plays even a great role in the rate of divorse.
We live in a changing world , new products come in and change the way we live , the way we see , the way we value..... But our educational system does not change with these changes.
Well I really should not go on and on. In short there are a lot of things that are missing in our educational system ,an important one is finance education. What is money and what to do with it. Believe me many adults do not know about it either. Parents are so busy working and adjusting to this changing world , that do not have the time to think about how to do it. Although you may be right they may not think that a teacher can talk about money to their kids. You may be right they might not like the idea.
Who am I and what have I done? I did not know and still do not know a lot of things in finance but because I did not know I have paid a huge price for it . It has come through experience to me that if you do not save, if you use credit cards, down the road life is going to be horific. I want to teach the kids the value of saving. I want to see if you think I have a point in here.
Sorry Mark , I do not want to critisize our educational system . Dr. Howard Gardner (Harvard graduate)was assigned by the American goverment to research on human potential when he discovered about multiple intelligence, but it is a huge task to change our educational system and use his theories.
Posted: Tue Dec 25, 2007 07:11 am Post Subject: Merry Christmas to All!!!!
Great advise Jaunita! (as usual!)
Thanks Lori. :D
I knew I'd 'tapped' the right guy!
You surely did, Lori.
Wonderful response Mark. The post wasn't only helpful to May but I am sure it'll help many other as well. Keep up the good work friends.
Wishing you all very happy Christmas and a wonderful year ahead.
Posted: Tue Dec 25, 2007 09:31 am Post Subject:
Wonderful response Mark. The post wasn't only helpful to May but I am sure it'll help many other as well. Keep up the good work friends
. I agree, anyone searching this site for info on this outfit should pop right to this thread and be very thankful they did !Wishing you all very happy Christmas and a wonderful year ahead.
You too Jaunita!Posted: Wed Dec 26, 2007 06:06 am Post Subject:
Ahhh, you two just say all the best things. My ego really doesn't need any help whatsoever, but I thank you both for the kind words. I'm looking forward to finishing my book one of these days and I know I'll sell at least 3 copies. I'm sure my mom will buy one as well.
Now that May has a better idea of which companies to avoid, I feel as though I've helped strike a major blow for what's right/honest/ethical/moral in our industry.
May, when you said that your were interested in helping people to become financially independent, teaching, speaking and bringing awareness into the public forum, my eyes got all misty. Please tell me how I can help you.
However, I'm afraid the big "but" you were referring to might have to do with your credibility and experience in the marketplace.
Although your intentions certainly seem noble, please tell me why I would pay to come and see you speak about what's wrong or right in the world of insurance? Who are you and what have you done?
Please forgive me for being blunt. While I do not mean to hurt your feelings or discourage you in the least, I'm merely responding as the public would. With hundreds of hours in depositions, I am quite good at playing the devil's advocate.
You are absolutely correct when you said that if I were to look around objectively, I would see that our kids are missing something very important. I am with you 100% on that but, that is only our opinions. Their parents might feel differently about that particular subject. There is very little exposure to finance and such in our public school system and I feel that is because a large percentage of kids couldn't understand it.
These are the kids who can't read much above a 5th or 6th grade level, live for childhood icons like Tupac, and know that our financial aid system will take care of them no matter what happens. Combine this with parents who can't even pronounce macroeconomics, much less spell it, and you end up with a system that's destined to fail.
The number of people who have been using their homes as an ATM machine is staggering, but that isn't because the schools don't teach kids to manage money. That had a great deal to do with lending institutions developing a new product (ARMs) and cramming it down the throats of the American public as the best thing since Universal Life (or sliced bread).
I agree with you in that would be a fine place to teach. Maybe you should become a teacher.
Again, I applaud your efforts and always wish you the very best. Let me know how I can help steer you in a productive direction.
Mark
Posted: Wed Dec 26, 2007 10:32 am Post Subject:
Ahhh, you two just say all the best things. My ego really doesn't need any help whatsoever, but I thank you both for the kind words. I'm looking forward to finishing my book one of these days and I know I'll sell at least 3 copies. I'm sure my mom will buy one as well.
:P :D :) :lol: you're crackin' me up!
Thanks so much for the great information, you are a gem to this site...
Posted: Thu Dec 27, 2007 03:39 am Post Subject: may
Hello Mark,
Thank you for your feed back. As you wrote, lets see if I can get a direction.
First lets talk generally about education . I really do not want to get into detail but it is such a broad subject. Howard Gardner the founder of Multiple Intelligence found out that IQ ( which only measures linguistic and logical intelligence) belongs to 100 years ago. He found out that human potential goes far beyond these two intelligences. He already has discoverd 13 different intelligences. These intelligences they do work on top of one another in a complex way. So for instance if a child develops his Spatial intelligence( Visual )it has an effect on his linguistic intelligence or logical (math) intelligence.Well in our educational system we only work on linguistic and logical intelligence, so you see we are missing a whole lot . And I do not want to get into that discussion here. But our educational system is far from what it should be .
We live in a changing world , fast pace ,and witha pollution on information. Our educational system (like other countries) has not changed and has not kept up with new reasearch. There is a big gap between what it should be and what it is.
I do not need to tell you ( as I am sure you know it ) what an important role finance plays in humans life.It affects every aspect of our lives. For instance it plays even a great role in the rate of divorse.
We live in a changing world , new products come in and change the way we live , the way we see , the way we value..... But our educational system does not change with these changes.
Well I really should not go on and on. In short there are a lot of things that are missing in our educational system ,an important one is finance education. What is money and what to do with it. Believe me many adults do not know about it either. Parents are so busy working and adjusting to this changing world , that do not have the time to think about how to do it. Although you may be right they may not think that a teacher can talk about money to their kids. You may be right they might not like the idea.
Who am I and what have I done? I did not know and still do not know a lot of things in finance but because I did not know I have paid a huge price for it . It has come through experience to me that if you do not save, if you use credit cards, down the road life is going to be horific. I want to teach the kids the value of saving. I want to see if you think I have a point in here.
Sorry Mark , I do not want to critisize our educational system . Dr. Howard Gardner (Harvard graduate)was assigned by the American goverment to research on human potential when he discovered about multiple intelligence, but it is a huge task to change our educational system and use his theories.
Sorry if it is too long. Thank you for your time.
May
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