by Florence » Mon Feb 16, 2009 01:31 am
I live in Florida. My mother just leased a car in her name. I will be the principal operator and do not live with her. Geico will not insure this vehicle even with me listed as a driver. How can I insure this vehicle?
Posted: Mon Feb 16, 2009 02:41 am Post Subject:
I would think your mom would have to get a policy and list you as a driver.
Posted: Mon Feb 16, 2009 07:18 am Post Subject:
Why won't GEICO insure the vehicle under a policy issued to your grandmother with you listed as a driver? I'm guessing because your sole residence is not in the same house as your grandmother? If that is correct, I'd see about pressing the issue. I'm not an underwriter but I'd think that GEICO would be able to underwrite such a situation. That is, I'd think it would be the most appropriate way to write it.
Or is it that they won't insure _you_, period?
Posted: Mon Feb 16, 2009 10:33 am Post Subject:
I think we'd rather go through the Florida state guidelines to make sure that we're not missing out on anything!
Posted: Tue Feb 17, 2009 10:32 am Post Subject:
How can I insure this vehicle?
You may have to find another insurer who would cover this vehicle. If Geico refuses to insure the car IMO there isn't much that can be done against it. Each insurer sets its own business plans and therefore whether or not to cover the vehicle would depend upon it.
Posted: Tue Feb 17, 2009 11:51 am Post Subject:
If it were me I would ask Gieco directly (or have mom do it) why it is they can not give you insurance. They would be able to give you a detailed reason why they have come to this decision. If I could not reach an agreement with Geico I would try calling around to the other million insurance companies out there.
Posted: Tue Feb 17, 2009 01:57 pm Post Subject: Florida
Screw GEICO. Outside of that, though, if you brought that situation to me I would say that we would need to setup the policy with Mom as the named insured and you as the ONLY listed driver. Also your policy would need an alternate garaging address.
Unless...
Or is it that they won't insure _you_, period?
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