by Guest » Tue Sep 21, 2010 09:12 pm
I had a homeowners policy changed from Farmers to SF because all of my other things ae with SF I.E. boat 4 cars another home and so on. I took the deck page from farmers layed it on the the laydies desk with whom we have been with for over 25 years and trusted her ( my bad ) trust never use that with Insurace again , all she had to do was give me the same coverage that i had with the other company what does she do but write me up as a renter now we have lost everything and all they can say was that she done this for my own good . well she has good coverage maybe i shold write her policy. any one know who i can talk to about this like a good lawyer.
Posted: Wed Sep 22, 2010 01:22 am Post Subject:
Your post is missing some important details, but I don't think you need a lawyer at all. Not yet, at least.
If what you report has occurred, you need to file a claim against her Errors & Omissions liability policy for any remaining unreimbursed losses you may still have. Just ask the agent for the name of her E&O carrier. If she refuses, then contact the State Farm corporate offices, they'll know.
If it comes down to hiring a lawyer, you'll need an experienced insurance bad faith specialist. Send me a PM and I'll provide you with the name of a firm you might contact.
Even so, your post begs the question, did you not even read your policy when it was issued to see what it does or does not cover? If there was a mistake made, you could have corrected it at that point and not be where you are today.
Posted: Thu Sep 23, 2010 12:57 pm Post Subject:
That's what I've been requesting all insurance applicants to do ever since I joined our community. Please take your time to go through the terms and conditions (all the exclusions), so that you know every bit of what it actually covers. If the exclusions-list seems small, make sure you read through all the conditions carefully, as some of the exclusions may appear scattered all over the paper.
Posted: Fri Sep 24, 2010 06:33 am Post Subject:
Max is right, you need to be absolutely sure that you need a lawyer before you look for one. Otherwise you'd just end up paying 30-40% of what you achieve towards them.
Posted: Fri Jul 15, 2011 01:55 pm Post Subject: sumwpqAuIMOSgiGIEuW
You've hit the ball out the park! Inrcedilbe!
Add your comment