Something to think about before commiting fraud.

by Quenlin » Mon Dec 24, 2007 03:21 am
Posts: 192
Joined: 13 Dec 2007

What will your spouse, kids, brothers, sisters, parents, aunties, uncles, cousins friends, family, boss, co-workers, landlord, shopkeepers, and neighbors think about you when it comes out that you committed insurance fraud? Whenever you burned your house down, left your car on a railway crossing, or pretended to be suffering from the latest disease.

That just crossed my mind a second ago, I wonder how many fraudsters have been completely alienated by everyone that was close to them? If someone in my family was to pull this kind of thing, I'd probably kick them out of my private life for good.

Your thoughts?

Total Comments: 19

Posted: Wed Jan 02, 2008 06:32 pm Post Subject:

I believe some people have jsut gotten into the mindset that if they get away with it then it is not fraud. While it was not insurance fraud I person I was in the military with was constantly commiting credit card fraud to make free phone calls. He did not see it as being wrong in any fashion at least until he got caught, he blamed it on cheap security in place for using credit cards.

And I think some people don't realise they are commiting fraud. I was sitting in a body shop waiting with my brother to get his car back after an accident and the shop asked a new customer we noticed some damage in this location would you like us to also repair it and the customer replied "oh that, yes it would be nice if you could fix it" the store said "no problem" and apparently included it on their repair estimate.

Posted: Fri Jan 04, 2008 03:51 am Post Subject:

WE had these frinds that sued people every chance they got.The last time was the drs who tried to save their son't life.he died from a birum or something that went into his lungs and burned them. They sued 2 insurance company and tried one more.people like them scare me. Funny thing is they usually win their law suits. The man is on disabilty and still works.All fruads to me.

Posted: Sat Jan 05, 2008 04:58 am Post Subject:

Just because someone is on disability does not mean they can't work. Granted if they are on 100% disability they should not be working. Just like different form of disability change your eligibility for the handicap placard. Disability is granted and awarded based on various factors and it is even possible to be considered disabled and recieve 0% which means they have a disability but at the moment it in no way inhibits working or imposes restrictive restraints.

I personally am 10% disabled for my knees and 0% for my back due to an on the job injury yet I still work full time.

Ok end rant on disability.

As to being sue happy, that upsets me also. I personally believe you should sue when there actually is an issue. There be a whole lot of suing going on.

Posted: Sun Feb 10, 2008 03:14 am Post Subject:

avengerki Posted: Wed Jan 02, 2008 6:32 pm Post subject:

I believe some people have jsut gotten into the mindset that if they get away with it then it is not fraud. While it was not insurance fraud I person I was in the military with was constantly commiting credit card fraud to make free phone calls. He did not see it as being wrong in any fashion at least until he got caught, he blamed it on cheap security in place for using credit cards.

And I think some people don't realise they are commiting fraud. I was sitting in a body shop waiting with my brother to get his car back after an accident and the shop asked a new customer we noticed some damage in this location would you like us to also repair it and the customer replied "oh that, yes it would be nice if you could fix it" the store said "no problem" and apparently included it on their repair estimate.



Why do you believe the additional repair was listed on the estimate as part of the Insurance Claim?

Often repair shops will offer to repair *Other* damage ( Billed separately ) while the auto is in the shop in order to save the consumer from inconvenient down time that would occur if the additional repairs were scheduled on a different day.

Its not dishonest or crooked..!

Now if you heard the shop employee say he would cover the cost by adding it to an insurance claim..... then yep... that's dishonest *and* crooked..!


FK,

Posted: Mon Feb 11, 2008 01:42 pm Post Subject:

I agree guest...most shops with any marketing skills at all will always attempt to 'up sell' if they see a dent/ding they should be writing a separate sheet and calling the owner with, 'hey we saw this dent in your right fender, if you want we'll fix it while it's already down and in the shop for blah blah amount'...not a thing wrong with this and simply good business.

Posted: Tue Apr 29, 2008 06:07 am Post Subject:

Speaking on crime being taught within a family:

About fifteen years ago I was shopping in a grocey store when I noticed a little kid (maybe 5 or 6 years old) running around a cigarette rack, stopping then running past a register,(you could only see the top of his head) to the lobby of the store then returning and doing the same thing again.

After a couple of times I notice there was an older man and he was handing something to him. This guy was having the little kid steal for him,
and when I alerted the cashier they both ran off...

Fifteen years later and I wonder where that kid is now.
I bet it is not college...

Posted: Tue Apr 29, 2008 10:15 am Post Subject:

WOW :shock: :shock: what a sad story....

Posted: Mon May 19, 2008 10:11 am Post Subject:

What really gets to me is how people to commit insurance fraud (SSDI as it pertains to me) make it harder for people like myself to make legitimate claims and people just tend to assume if you're on SSDI you're 'faking.' Perhaps some of my perception is because I'm only 28 and on SSDI, but I LOVED working. I was on SSI before 18, but as soon as I received my Ticket To Work I used that sucker and went through a vocational rehabilitation program. Unforunately after going to school and working for almost 9 years (and losing my absolute dream job, even with accomodations and a great boss who really understood my issues) I had to reapply for SSDI because my health took a turn for the worse. It seems like fraud has almost become synonomous with SSI/SSDI nowadays. Even people who know of my health history and know I'm only able to leave my home once a week or less outside of Dr's appointments still ask me "wow, how'd you pull that one off?" when I tell them I'm on disability. They assume because outwardly I 'look' fine and do not fit their stereotype of a disabled person I must have committed some type of fraud or lied to get on it!

I think one of the worst things though is that I do see a lot of people who committ insurance fraud on SSI/SSDI because I see the same doctors they do. More than once I've overheard people at the check-in counter (even though I shouldn't be able to with HIPPA) being turned away because they were trying to obviously use someone else's medicaid card! One time a mother was trying to use her child's well-child insurance, but she figured I guess since they had the same name nobody would notice, lol.

As the OP mentioned, I don't think a lot of these people think beforehand how they are going to look to others or even moreso how they will affect others who legitimately need care. More and more I have to prove to my insurance company that I need what my doctor is prescribing me. It is ridiculous when I am a type 1 diabetic that they make my doctor confirm and reaffirm month after month that I still need the insulin they prescribe me. I will ALWAYS for the rest of my life need it, but because a lot of people don't take their meds or get them for other people I have to get labwork (an HBA1C) done to prove I am actually taking my insulin, which me just being alive should be enough proof I am taking it since I will die if I go even a day without it! Sigh...I'm done venting.

Posted: Mon May 19, 2008 10:23 am Post Subject:

Journey you're preachin' to the choir honey, so sorry a young person like you HAS to be on disability...You are correct though in nearly all insurance claims, there is a minor assumption of fraud (especially disabililty and injury) because it is so rampant. It hurts those that truely need it...

Hoping and praying that your health will some day improve.

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