by Insurance Maze » Thu Feb 07, 2008 11:07 pm
People would probably be surprised to know that the majority of insurance fraud concerns the medical profession in some manner.
Does anyone have any experience with any fraud case involving a doctor, hospital, nursing home, hospice facility, medicare, or medicaid?
Come to think about it, that would be a good blog topic.
http://blogging.ampminsure.org
Does anyone have any experience with any fraud case involving a doctor, hospital, nursing home, hospice facility, medicare, or medicaid?
Come to think about it, that would be a good blog topic.
http://blogging.ampminsure.org
Posted: Wed Feb 13, 2008 05:34 pm Post Subject:
Have you ever seen the commercial on TV:
"Get a FREE Hovaround, If Medicare doesn't pay, it's FREE!".
Well, according to the FBI, this seems to be a popular scheme directed toward our senior citizens and Medicare.
Here's how it works:
The doctor must sign a statement that the equipment is "medically necessary" before Medicare will pay for it. So the "Hovaround" salesman either "fakes" the document or "bribes" a corrupt doctor to sign the statement and - bingo - Medicare just bought a Hovaround that the person really didn't need in the first place.
Yes, I've seen that TV ad. Its been around for a long time. Long enough that if what you're implying were true, they would have been busted by now.
Its been awhile since I've actually listen to that Ad so my memory may be a little off, but anyway, let me explain my "read between the lines" understanding of that Ad.
They promise "If you qualify" they will do the paperwork and get one for you. Adding that if "they" fail, they will provide you one FREE!
Do you see the catch? Its in Quotes.
If you don't qualify for Medicare... Not their problem, they didn't fail, No free chair.
If you send them false or inaccurate information... Not their problem, they didn't fail, No free chair.
Is it Fraud or Clever marketing of a Service?
Hopefully only those that need this service apply and are given a more mobile and enjoyable life.
And that the Crooks are caught by the Medicare Fraud detection systems. And are at least denied or better yet prosecuted.
---------------------------------
I was curious about the FBI comment... so... I went to their page. The only and closest info I could find along the line of your comment was:
Medicare Fraud:
Medicare fraud can take the form of any of the health insurance frauds described above. Senior citizens are frequent targets of Medicare schemes, especially by medical equipment manufacturers who offer seniors free medical products in exchange for their Medicare numbers. Because a physician has to sign a form certifying that equipment or testing is needed before Medicare pays for it, con artists fake signatures or bribe corrupt doctors to sign the forms. Once a signature is in place, the manufacturers bill Medicare for merchandise or service that was not needed or was not ordered.
I don't see "Hovaround's" name anywhere in the FBI info. Which makes your "So the "Hovaround" salesman either "fakes" the document or "bribes" a corrupt doctor to sign the statement and..." seem very, very, wrong.
I think (don't know) the FBI is referring to Real con men, like internet phishing schemes etc., not likely valid Prime time TV ads.
I could be wrong.. but maybe not.
FK
Posted: Wed Feb 13, 2008 06:47 pm Post Subject:
I think you are probly right Guest. Does not say Hoverround. To the guest above, If you have paid over 17 thousand in premiums and never filed a claim as I have never either.Bet if we did our rates would go up ,You think?,
Posted: Wed Feb 13, 2008 08:08 pm Post Subject:
hummingbird : Senior member
Posted: Wed Feb 13, 2008 6:47 pm Post subject: Medical Profession Role In Insurance Fraud
----------------------------------------------------
I think you are probly right Guest. Does not say Hoverround. To the guest above, If you have paid over 17 thousand in premiums and never filed a claim as I have never either.Bet if we did our rates would go up ,You think?,
So far I (FK) am the only one that has Post as Guest in this thread. (twice)
I Registered but the system won't let me use my registered name. I think I mis-typed my password and don't know what letter(s) are wrong. Still waiting for a response from "AMPM insure" to fix it.
In the mean time you can spot my "Guest" Posts by the signature at the end. FK
About your insurance co. rate increase comment. I would hope not for a minor accident, but...
...I got stopped for a technical violation on of the Right turn on Red law. It was a one red light town, 1 AM, no traffic. the light changed to red as I entered the intersection. So rather than slam on the brakes and backup, I continued to drift through the turn at about 8 MPH.
To make a boring story shorter. The end result was a dui. first & only. (haven't drank since - nearly two years now. and I don't miss it)
My insurer of about 40 (that's Forty) years dropped me like a "Solid lead spear into a bottomless Quick-sand Pit".
Never a late payment, never a problem.
The funny part is.... they did me a favor. I've learned that price is all that counts and I'm saving big time with a different company.
FK
Posted: Thu Feb 14, 2008 12:03 am Post Subject:
I don't see "Hovaround's" name anywhere in the FBI info. Which makes your "So the "Hovaround" salesman either "fakes" the document or "bribes" a corrupt doctor to sign the statement and..." seem very, very, wrong.
My entire point was that there are medical equipment salesmen and health professions involved in Medicare fraud. I used Hoveround (Hovaround) just as an example, it could have been a wheelchair, a cane, a hospital bed or any other type of medical equipment.
But I did find an add in Yahoo specifically about the item in question:
Since breaking with tradition to sell its products direct to consumers, the company has occupied what some would call an enviable, and others objectionable, position in the HME industry. There is no question that its national television advertising remains controversial. Many beneficiaries say that Hoveround has bettered their lives; many manufacturers and providers view the company as an arch-foe.
Do you guys have a financial interest in Hovaround? :lol:
Posted: Thu May 01, 2008 04:48 am Post Subject:
In descussion with people involved in the EMS, it has been brought to my attention that on medical transports that involves inter-facility medical transports, some hospitals that are affiliated with other larger hospital are bypassing the closest appropriate facility that could handle the procedures that needed to be preformed are sending people that are on Medicare to their affiliate.
Therefore, the Pt has to be informed that a NEMB (Need For Exclusion of Medicare Benefits) form has to be made aware to the Pt. This form explains to the pt that the difference in the mileage to the closest appropriate facilty to the affiliate hosp will be the resposibility of the pt.
These are hundreds of dollars that are coming out of retirees pockets!
The majority of the time the pt was not even given the option or even know that they have a say so in their destination choice. The NEMB form does not come into to play until the EMS service has already been scheduled for the transport and shows up at the discharging facility and they have to explain to the pt and receive the signature saying that they will assume responsibilty for the difference in payment.
This in their oppinion is a very poor inconveinience to the Pt, being transported more miles (50 or more) and a very unnecessary expense from people that can't afford this charge. This could be as much as $10 an additional mile on top of a base price for ambulance services.
This to me is hospital systems intentionally bilking seniors.
Posted: Sun Apr 05, 2009 12:25 pm Post Subject:
I dont know if this is considered as a fraud or what. I have encounter a situation wherein the doctor offers me a service that is not covered in the insurance but he will charged it to the insurance. I need to place a signature in a waiver declaring that a particular service has been done by him but in fact it doesnt. In exchange, i will receive his service with nothing to pay at all. I view this case as a win-win situation between me and the doctor. Whats your idea bout it?
Posted: Thu Aug 06, 2009 10:21 am Post Subject: mammogram fraud
Being a 50 something woman I have had more than a few mammograms in my life. The common practice was after taking the necessary pictures I was told to wait a few minutes so that the pictures could be redone immediately if they were not "good" pictures. Then I would either redo the pictures or be dismissed. I just went last week to get a mammogram and they immediately dismissed me on my merry way, no wait time. So now I have to go back a second time to have the mammogram redone because the first shot wasn't good enough. Do you think this new way of dismissing patients before looking at the results and them having them come back to do a second mammogram the next week is costing the insurance company twice as much as the old way of keeping the patient a few minutes before dismissing to ensure the pictures came out okay? Is this some sort of insurance fraud?
Posted: Thu Aug 06, 2009 10:42 am Post Subject:
I view this case as a win-win situation between me and the doctor. Whats your idea bout it?
It's fraud pure and simple...Out of curiosity, what is the service you are receiving and what is the doc SAYING he's doing?Do you think this new way of dismissing patients before looking at the results and them having them come back to do a second mammogram the next week is costing the insurance company twice as much as the old way of keeping the patient a few minutes before dismissing to ensure the pictures came out okay?
I doubt it, I'd think it costs the same, because they are doing the same pics both times..this is soooooo irritating, I've personally never had a mammogram that didn't have to be done again, or after reading it, I have to proceed to a sonogram, breast mri, or something else...Is this some sort of insurance fraud?
No, not at all..Posted: Sat Jul 06, 2019 02:23 pm Post Subject: russian chat
trying to find exceptional ruskies matrimony organisation
the online world gives you so that you can company grand probabilities on specific search terms of the soon to be fiance also inside of the country, but, it's abroad. At ruskies a relationship preparers may be exposed having considerable quantity make increased fulfillment for men and any one anybody shares knowledge inside regards to program being about a lot the right. Whether in addition so it really? on which guidelines to get romantic relationship business? about what organisation to entrust sort pressing give out as to find the favorite for all the remained reality? on the amount first of all for it to cost the eye? beforehand elizabeth first degree quite a few bureaus en, the very best, an increased blunder: an affiliate site become satisfied in advance plate. any sort of wedding agency respectively will allow, freed from invoice to remain signed up and a little to analyze a site. And fantastic different if acquiring registration mark, you acquaint yourself via surveys of ladies, which means to see the style the group has to indicate to and gone will be the crippling excites for signing up. you'll be able to beforehand greatest first ideas developing searched which standard russian mail order brides of an image of girls gave on a niche site. sort of great firm, certain program in which prices the level of popularity puts out only the pictures discussed your wedding day high quality photographer or as a final measure ach qualitative electronic photo. particularly girl has taken caution and finds time for it to infiltrate path of the photographer, It at this time addresses that must be fine-tuned a lot more properly, compared with the number nevertheless that may exposes easy snapshots on a niche site. How you possess probable models, russian mail order brides this so good to modify the eye to trustworthiness of the group. at the first place consider reactions of without a doubt put together sets in problems of creation of folks as a result of supplier the place pictureprofessional of the aforementioned could possibly be necessary given you a web page on. listen up in buying year institution the wedding in current market to become cracked, and moreover it can give the best and furthermore qualitative providers, because only know-how helps be improved as well as to not that is amazing positions with all the slipups unusual to an amateur. higher when at for a long time employment russian spousal relationship associations is defined of organizations up and down Russia and as well responsive there of republics. It signifies that many babes assigned on an internet site have been seen basically mechanics of all department, they start to considered the contracts of ladies but also viewed these people to face. and it is direct therefore a tissue of the woman it will be automatically distinguished that it is determined. friend to help you some young offer you a of a 100 percentage level of from the neighborhood deceit. But it is not to mean that you should not look at along options. has been usual personnel of a wedding ceremony lawyers respecting definitely contact to back again licensed mother, Whether banking very it is the girl, rather than the bearded programmer after russia has decided to finally achieve accordingly. worth that which another male supplement scam road a credit repair professional performs, whether or not they send the checklists at banned birdes-to-be" otherwise the masai have a program referring to monitoring fraud females, at last most they provide prosperous advice on detection rip-off adolescent girls. very clearly, That is necessary, familiarise with the list of more support and also this married company promotions and thus properly an amount. day after day certainly premiums of each and every document. look just how many who's creates it possible. It is not needed to resist focusing on, That having shipped the traditional it's likely that at all absence purchased solution through girl you as well might want to pay. It is better to choose an agency that offers lots of varieties system on a site. it may paying along with most likely volume emails, And a more mail, most of the cash happens to be substantially less. nor having to deal with disburse once, you can actually re-write most albhabets, just how many would really like, the chief thing in this case to not take a wonderful importance so as to not email all womens on a web page, then not having over alternative of during one. your idea nevertheless generally will take place. perhaps even search alternatives affords the organisation brings for many highly trained interpretation of words.
Pagination
Add your comment