by Guest » Sat Jun 21, 2008 06:10 pm
Hi all,
My story begins on a Saturday after leaving my son's b-day party. It was pouring raining and a man in a vehicle darted out in front of me. To make a long story short, he's at fault, got a ticket. Fast-forward, the earliest my insurance company could provide me with a rental was Monday. It's a onsite collision, repair and rental center. So they schedule me to drop off my car on Monday at 10:00 am, however I had to be to work at 8:30am, the place is 30 min away from my job and it took her about 30 min to do a quick assessment of the car, get me info for the rental, and to assess the rental I would be in possession with for the next week----w/ my job it really didn't benefit me to go in late anyways, so I took the day off. I called my insurance company and asked if I could be reimbursed for at least a half day, she told me to talk with the other person insurance company about it.
When the other insurance company called me about the accident, I asked her, then she informed me, since I wasn't injured I cannot recoup money from a day lost at work not even a half day. Okay I could understand not giving me a full day but had their driver not caused the accident, I wouldn't have been in that position to begin with to miss the first half of my day of work.
I'm thankful no one was injured BUT we ALL we're inconvenienced. I just don't understand why insurance companies don't take that into consideration. What a horrible end to a b-day party! My daughter suffered a minor injury, she will receive so sort of monetary inconvenience. But me as mother, nothing. No inconvenience for possibly being in accident that could have seriously injured someone. I could have seriously hurt or killed someone EVEN THOUGH IT WASN'T MY FAULT!!!
(sorry for the rant). I do have a question. I decided to take the children to the doctor's, just to be safe. At the time of the accident only one child complained of an injury, everyone was shook up and had a headache, not from hitting anything. I think it was just from being overwhelmed with the crash, adrenaline rushing. I definitely had anxiety.
So I didn't really discuss all of that with the insurance rep at the time because I was just thankful no one in either car was injured. I'm just wondering how will that play out? Will they find an excuse not to pay the bill for the dr's visit?
My story begins on a Saturday after leaving my son's b-day party. It was pouring raining and a man in a vehicle darted out in front of me. To make a long story short, he's at fault, got a ticket. Fast-forward, the earliest my insurance company could provide me with a rental was Monday. It's a onsite collision, repair and rental center. So they schedule me to drop off my car on Monday at 10:00 am, however I had to be to work at 8:30am, the place is 30 min away from my job and it took her about 30 min to do a quick assessment of the car, get me info for the rental, and to assess the rental I would be in possession with for the next week----w/ my job it really didn't benefit me to go in late anyways, so I took the day off. I called my insurance company and asked if I could be reimbursed for at least a half day, she told me to talk with the other person insurance company about it.
When the other insurance company called me about the accident, I asked her, then she informed me, since I wasn't injured I cannot recoup money from a day lost at work not even a half day. Okay I could understand not giving me a full day but had their driver not caused the accident, I wouldn't have been in that position to begin with to miss the first half of my day of work.
I'm thankful no one was injured BUT we ALL we're inconvenienced. I just don't understand why insurance companies don't take that into consideration. What a horrible end to a b-day party! My daughter suffered a minor injury, she will receive so sort of monetary inconvenience. But me as mother, nothing. No inconvenience for possibly being in accident that could have seriously injured someone. I could have seriously hurt or killed someone EVEN THOUGH IT WASN'T MY FAULT!!!
(sorry for the rant). I do have a question. I decided to take the children to the doctor's, just to be safe. At the time of the accident only one child complained of an injury, everyone was shook up and had a headache, not from hitting anything. I think it was just from being overwhelmed with the crash, adrenaline rushing. I definitely had anxiety.
So I didn't really discuss all of that with the insurance rep at the time because I was just thankful no one in either car was injured. I'm just wondering how will that play out? Will they find an excuse not to pay the bill for the dr's visit?
Posted: Thu Jul 14, 2011 06:36 am Post Subject:
It is necessary to read all the policy documents before signing them, because at the time of claim we get listen to some new rules and regulations and didn't get the benefits which we hope for.
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