by GarySpicuzza » Tue May 05, 2009 10:30 am
State Farm Get Out Of Florida.
We don't want you and we certainly don't need you.
We ARE NOT going to allow you cherry pick what forms of insurance you'll write and what you'll cancel.
GET OUT OF FLORIDA.
You are a disgrace to the insurance industry.
Selling auto insurance to prospect for your overpriced life insurance WON'T WORK.
Please get out of this state and STAY OUT.
I've lost all confidence and respect for your company.
Your agents should go independent and roll every piece of business they control.
Hockey Puck Off, STATE FARM, the fair weather neighbor.
We don't want you and we certainly don't need you.
We ARE NOT going to allow you cherry pick what forms of insurance you'll write and what you'll cancel.
GET OUT OF FLORIDA.
You are a disgrace to the insurance industry.
Selling auto insurance to prospect for your overpriced life insurance WON'T WORK.
Please get out of this state and STAY OUT.
I've lost all confidence and respect for your company.
Your agents should go independent and roll every piece of business they control.
Hockey Puck Off, STATE FARM, the fair weather neighbor.
Posted: Fri May 15, 2009 07:41 pm Post Subject:
Gary, I don't understand.
I'll try to explain and say I even agree with you to a point.
My biggest beef is canceling unwanted business in Florida but staying in the state for the profitable business. I don't mind them pulling out of the state of Florida.
I'm just saying get completely OUT. They want to pick and choose what business they'll write and which they will cancel. They give all insurance companies and all insurance agents a black eye.
It's because of these type of corporate business decisions the government gets involved in private business and makes things worse.
I personally know two State Farm agents and both of them are getting their spouses licensed as independent agents and they will then simply rolled their State Farm block of business to their spouse.
State Farm will be run out of Florida; #1 because nobody is going to trust them; #2 their own agents will roll their business and #3 competition will bury them.
So it's all I'm saying is State Farm needs to get out of Florida AND stay OUT!
That's my stand!
Posted: Fri May 15, 2009 08:20 pm Post Subject:
Gary, I still don't get it. I'm fine with them being run out of business if your #'s 1,2, and 3 happen. That is how the free market works. I just don't want them getting kicked out.
How is forcing State Farm to write business that is unprofitable for State Farm any different than forcing GarySpicuzza from writing business that is unprofitable for GarySpicuzza?
Posted: Sat May 16, 2009 05:37 am Post Subject:
They want to pick and choose what business they'll write and which they will cancel.
Not really, they are not writing _any_ property policies. There are many companies that pick and choose what product lines to offer in different states. In this case you just see SF removing certain lines from being offered.So it's all I'm saying is State Farm needs to get out of Florida AND stay OUT!
It's understood that you don't like SF but that they are doing nothing wrong.How is forcing State Farm to write business that is unprofitable for State Farm any different than forcing GarySpicuzza from writing business that is unprofitable for GarySpicuzza?
Because one is Gary. :lol:Posted: Sun May 17, 2009 10:00 am Post Subject:
Gary, I still don't get it.
Okay, I'll try again.
The only reason why State Farm wants to write auto insurance in Florida is so their agents will have a prospecting method to write life insurance.
The General Public NEEDS to understand this fact. The only purpose for State Farm auto insurance is for the marketing aspect. It's a propecting technique. It's that simple.
Florida is the auto insurance FRAUD capital of the United States thanks to our no fault auto insurance laws. People simply wreck their cars down here when they need medical care. OR they buy inordinate amounts of uninsured motorist insurance then wreck their cars to get their medical claims paid.
There's no real money in auto insurance, there is only service WORK.
Life insurance is where the money is, but, State Farm can't compete with real life insurance companies. So they'll give you a sucker 5% mythical discount on your auto insurance if you'll just buy their overpriced life insurance.
If you haven't figured this thread out by now I don't know what to tell you.
I want State Farm completely out of the state of Florida and I can tell you if it was up to Charlie Crist our governer he would have kicked their sorry assterisks out long ago.
Also if you have State Farm insurance make sure you file your claim NOW before they cancel your coverage, sink holes are a big thing in Florida, file your claim NOW before it's too late.
Back to medical claims...THERE ISN'T ANY medical underwriting for personal injury protection or for uninsurance motorist insurance.
Have a back problem? Old knee injury? Hurt yourself playing tennis? Have a hernia? Other? No problem... simply wreck your car in Florida and your claim will be paid.
Is there any P&C agent out there who would like to dispute the fact the only reason or purpose for writing auto insurance is to generate a client to sell life insurance, annuities and disability income?
I'm NOT saying that's bad. I'm simply stating that's the way it is.
I don't think many people would do business with State Farm once they actually know and understand they are just being played for a sucker.
Posted: Sun May 17, 2009 02:36 pm Post Subject:
So you don't like SF as they are offer too much competition. If they did not, then you'd not need to worry about them.
Posted: Sun May 17, 2009 05:42 pm Post Subject:
I just want State Farm to be a "Good Neighbor" and leave the neighborhood.
AND I think the insurance buying public should at least be aware of WHY State Farm will cancel their homeowner's insurance and their business liability insurance butt wants your auto insurance and life insurance.
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